florida

There's no better way for Espanola Florida military members and veterans to finance that Espanola Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a Espanola Florida VA mortgage.

FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:

  • Minimum 550 Credit Score!
  • Seller Paid Cloing Cost up to 4%
  • Insured by the Veterans Administration
  • Seller paid closing cost up to 4% of the sale price
  • 100% Financing - No Monthly mortgage insurance.
  • VA mortgage Amounts to $417,000
  • Jumbo VA loans to $700,000
  • VA Streamlined Refinance Available
  • Funding Fee can be Financed
  • Competitive Rates
  • Easier Qualifying No Credit Score VA Mortgages OK

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www.Florida-Mortgage-Lenders.com

USE THE VA MORTGAGE TO PURCHASE A ESPANOLA HOME WITH $0 DOWN

Now more than ever Espanola mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many Espanola Florida first time home buyers. A VA mortgage loan is perfect for VA families and Espanola Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.

THE VA MORTGAGE IS EASIER TO QUALIFY FOR!

Because many Espanola Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, Espanola VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for Espanola Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.

ABOUT ESPANOLA FLORIDA VA CITY

Between 1875 and 1926, the coming of the railroad that connected Jacksonville and Ormond shaped this chapter of Flagler's history. The route traveled through Windemere where settlers were already raising cattle. Rail transportation spawned tremendous growth in timber and turpentine production in this area, now known as Espanola. Tram railroads built by Utley J. White extended into remote areas of the county and served the expanding operations.

Timber was exported and used locally for building railroads and making the barrels that would take potatoes to market. Potato farming grew in importance as rail transportation provided access to markets to the north. Flagler became a county in 1917 as a patchwork brought together from the southern portion of St. John's County and the northern portion of Volusia. The communities of Bunnell, Espanola, St. Johns Park, Haw Creek, Dupont, Korona and Ocean City (Flagler Beach) were the economic and population centers of the time. Bunnell became the county seat.

In 1915 Dixie Highway was constructed as a narrow brick road from Jacksonville through St. Augustine, Hastings, Espanola, Bunnell and ending at Flagler Beach. Now tourists from the north would have a land route to Flagler's beach. When the newer highway was built 1926, the more direct route bypassed Espanola, and contributed to the decline of that community. Today Dixie Highway (US 1) is a major north-south route, but Old Dixie Highway still serves the community.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251