There's no better way for Capitola Florida military members and veterans to finance that Capitola Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a Capitola Florida VA mortgage.
FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:
- Minimum 550 Credit Score!
- Seller Paid Cloing Cost up to 4%
- Insured by the Veterans Administration
- Seller paid closing cost up to 4% of the sale price
- 100% Financing - No Monthly mortgage insurance.
- VA mortgage Amounts to $417,000
- Jumbo VA loans to $700,000
- VA Streamlined Refinance Available
- Funding Fee can be Financed
- Competitive Rates
- Easier Qualifying No Credit Score VA Mortgages OK
USE THE VA MORTGAGE TO PURCHASE A CAPITOLA HOME WITH $0 DOWN
Now more than ever Capitola mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many Capitola Florida first time home buyers. A VA mortgage loan is perfect for VA families and Capitola Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.
THE VA MORTGAGE IS EASIER TO QUALIFY FOR!
Because many Capitola Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, Capitola VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for Capitola Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.
ABOUT CAPITOLA FLORIDA VA CITY
Evergreen Hills Plantation, a large cotton plantation, occupied the land that is now or extremely close to Capitola. From 1908 through the 1940s Capitola was served by the Florida Central Railroad. Capitola was originally called the town of Mays. Some of the first families that moved into Capitola were the Duprees, Boyds, and the Upchurches.
The small town of Capitola, with just a few dozen residents in Eastern Leon County, Florida, is often overshadowed by its close neighbor, Chaires, to the southwest. Fire and rescue services are provided to the community by the Chaires-Capitola Volunteer Fire Department.
The heart of town is marked by the Capitola Joy Mart, a small grocery / convenience store. The area is also home to the Capitola Baptist Church which was established in 1926 and The Capitola Cemetery, where the towns namesake is buried, Capitola DuPree. The Cemetery is located off of Cap Tram road in a very wooded area. Capitola is known for its beautiful southern landscapes with several farms inside the heart of it.