There's no better way for Alligator Point Florida military members and veterans to finance that Alligator Point Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a Alligator Point Florida VA mortgage.
FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:
- Minimum 550 Credit Score!
- Seller Paid Cloing Cost up to 4%
- Insured by the Veterans Administration
- Seller paid closing cost up to 4% of the sale price
- 100% Financing - No Monthly mortgage insurance.
- VA mortgage Amounts to $417,000
- Jumbo VA loans to $700,000
- VA Streamlined Refinance Available
- Funding Fee can be Financed
- Competitive Rates
- Easier Qualifying No Credit Score VA Mortgages OK
USE THE VA MORTGAGE TO PURCHASE A ALLIGATOR POINT HOME WITH $0 DOWN
Now more than ever Alligator Point mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many Alligator Point Florida first time home buyers. A VA mortgage loan is perfect for VA families and Alligator Point Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.
THE VA MORTGAGE IS EASIER TO QUALIFY FOR!
Because many Alligator Point Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, Alligator Point VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for Alligator Point Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.
ABOUT ALLIGATOR POINT FLORIDA VA CITY
Alligator Harbor is a shallow, neutral estuary and a barrier spit lagoon. The Harbor is east of the Apalachicola estuary and is enclosed by the Alligator Point sand spit. The harbor is 4 miles long and 1 mile wide with an average low water depth of 4 ft. Because there is little freshwater flowing into the harbor, salinity levels are almost the same as the Gulf of Mexico. The salinity levels allow for the successful clam harvesting industry within the harbor. The bay also contains shallow oyster bars that contain good fishing areas.
The Alligator Point Taxpayers Association is a group of 5 officers and 10 board members that meets each month to discuss the issues and concerns facing Alligator Point home owners.
Alligator Point contains condos near the marina, and has houses on the bayside and gulf side. Some houses are as old as 70 years. The end of the point is kept as a wildlife refuge for birds and turtles. There are several public access areas all along the beach, for public use, and there are two boat ramps on the bay side.