There's no better way for Neptune Beach Florida military members and veterans to finance that Neptune Beach Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a Neptune Beach Florida VA mortgage.
FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:
- Minimum 550 Credit Score!
- Insured by the Veterans Administration
- Seller paid closing cost up to 4% of the sale price
- 100% Financing - No Monthly mortgage insurance.
- VA mortgage Amounts to $417,000
- Jumbo VA loans to $700,000
- VA Streamlined Refinance Available
- Funding Fee can be Financed
- Competitive Rates
- Easier Qualifying No Credit Score VA Mortgages OK
USE THE VA MORTGAGE TO PURCHASE A NEPTUNE BEACH HOME WITH $0 DOWN
Now more than ever Neptune Beach mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many Neptune Beach Florida first time home buyers. A VA mortgage loan is perfect for VA families and Neptune Beach Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.
THE VA MORTGAGE IS EASIER TO QUALIFY FOR!
Because many Neptune Beach Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, Neptune Beach VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for Neptune Beach Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.
NEPTUNE BEACH FLORIDA VA CITY DATA
Population in 2013: 7,124 (100% urban, 0% rural). Population change since 2000: -2.0%
Males: 3,391 (47.6%)
Females: 3,733 (52.4%)
Median resident age: 41.7 years
Florida median age: 41.5 years
Zip codes: 32266.
Estimated median household income in 2013: $66,466 (it was $53,576 in 2000)
Neptune Beach: $66,466
Estimated per capita income in 2013: $50,944 (it was $30,525 in 2000)
Neptune Beach city income, earnings, and wages data
Estimated median house or condo value in 2013: $283,229 (it was $151,000 in 2000)
Neptune Beach: $283,229
Mean prices in 2013: All housing units: $192,511; Detached houses: $201,918; Townhouses or other attached units: $159,683; In 2-unit structures: $255,930; In 3-to-4-unit structures: $130,134; In 5-or-more-unit structures: $174,386; Mobile homes: $71,603; Occupied boats, RVs, vans, etc.: $59,087
Median gross rent in 2013: $1,193.