www.Florida-Mortgage-Lenders.com 
All Information is subject to change without notice.

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Questions

911loan@gmail.com

 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

FLORIDA STATED FLORIDA MORTGAGE LENDERS +500 FICO

Florida Stated Florida Mortgage Lenders Starting @ 5.125% note rate for 30 term Florida Stated Florida Program. From 65% with a 500+ up to 85% LTV with 680 fico for 1-4 units owner occupied and investment properties too.  Cash out available. No 4506T. No tax returns. No W2s. No 1099s. We use 100% of deposits for income qualification + Unaudited P and L to determine qualifying income.

We Have Several Different Florida Stated Florida Mortgage Programs To Choose your income:

  1. Use Business or Personal Bank Statements for the last (24 months all pages) use 100% of the deposits for personal accounts.

FLORIDA BANK STATEMENT ONLY MORTGAGE LENDERS ARE BACK!

The Florida bank statement mortgage is back! These bank statement only loans are perfect for the self-employed borrower that takes advantage of the allowable deductions that IRS allows many self-employed Florida businesses. For years since the mortgage meltdown Florida self-employed borrowers were stuck with a bad choice to either pay more taxes and possible qualify for a full documentation loan or take the deductions they were eligible for reducing their taxes, but also reducing their income potentially reducing their ability to borrower for a Florida mortgage.

Alternative Florida Bank Statement only documentation such as the Florida bank statement mortgage and Florida Stated income mortgage performed just fine for a long period when they were underwritten well and used by high credit, relatively high net worth Florida self-employed business owners with skin in the game. In the past Florida Stated income/alt doc began to be used for W-2 (in other words salaried borrowers with verifiable pay stubs) borrowers with lower credit and very little if anything down. These loans predictable performed very poorly as they were basically “liar’s” loans. Why would you need to “state” your income if you had a pay stub?

But, these Florida Stated income and Florida bank statement mortgage products have a place in the market place. Just as they were intended the Florida Stated income and bank statement jumbo mortgage products that provide are for self-employed borrowers only. They do demand at least 10% down payment is required with a lot of scenarios more including 30% down for the “Florida Stated” programs, and have reserves left over after closing payment and of course have relatively high credit scores.

FLORIDA STATED BANK STATEMENT ONLY MORTGAGE INFO LINKS

Bank Statement Only Florida Mortgage Lenders

www.fhamortgageprograms.com/bank-statement-only-florida-mortgage-lenders/
 
US Mortgage Lenders offers a 24-Month Bank Statement Program. ... BANK STATEMENT ONLY MORTGAGE LENDERS REQUIREMENTS 1.Min 500 FICO!

Florida -Bank Statement Only Mortgage Lenders

www.florida-mortgage-lenders.com/florida-mortgage.../2118-florida-bank-statement-...
 
Providing Florida Mortgage Information, Florida FHA mortgageFlorida FHA LoanFlorida FHA homeloan,

bank statement only - Florida-Mortgage-Lenders.com

www.florida-mortgage-lenders.com/bank-statement-only.html
 
Florida Bank Statement Only Lenders. ... Florida Mortgage Lenders offers a 24-Month Bank StatementProgram. Borrower Employment Types: Self Employed ...

BANK STATEMENT LOAN PROGRAM DETAILS - Florida-Mortgage ...

www.florida-mortgage-lenders.com/.../485-florida-bank-statement-loan-program-deta...
 
Florida -Bank Statement Only Mortgage Lenders. 24 Month Bank Statement Home Loan Program. Bank Statement Program. for Self-Employed Borowers

Apply Now

Questions

911loan@gmail.com

 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO MORTGAGE

NO MIN FICO SCORE 

NO TAX RETURN PROGRAMS

550 MIN FICO

FHA/VA MORTGAGE

500 MIN FICO

CONVENTIONAL

620 MIN FICO

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change Without Notice and should not be relied on for decision making.