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Florida Cooperative Mortgage Lenders

The major difference between Florida condos and a Florida co-op is the property ownership. You do not “buy” a co-op; instead, you become a Coop shareholder in the Florida corporation that owns the Florida co-op. The loan you take out to invest in a Florida co-op is considered a home loan, not a mortgage loan.

Generally, you will have to be approved by a Florida co-op board as a shareholder and must follow by the rules of the Florida co-op board for as long as you are a shareholder. If you wish to sell your interest in the Florida co-op, the buyer will typically have to go through the co-op approval process.

NON WARRANTABLE CONDO AND FORIDA CONDOTEL MORTGAGE LENDERS:Florida CondoTel Florida CondoTel Refinance -co op

 

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 Florida condotel unit can be used by the owner as a vacation home for personal enjoyment. Florida condotels are located all over Florida in large cities and tourist destinations. Florida Hotel and resort companies develop most Florida condotels and position them to be attractive to travelers. Florida condotels will likely include many condotel amenities and features that are common at traditional Florida condo hotels. Florida condotels include access to athletic resources such as tennis courts and swimming pools.

Florida Condotels Function as Rental Investment Property

The Florida condotel arrangement provides access to a cleaning service to care for the home. There is also potential price appreciation for the condotel unit should the owner choose to sell.

 

There can be drawbacks to owning a condotel unit. The costs for maintenance and cleaning services may be high. Charges may be based on the square footage of each unit. The owner of the unit may need to take out special insurance for the property. The pricing for a condotel unit might be based on tourist and vacation activity and not the real estate market. The owner of the unit will typically pay commercial tax rates on the income generated from rent.

 

Other variables such as occupancy rates could see sharp declines when travelers are not interested in visiting that destination. The owner of the unit might be limited to a maximum number of days they may use the space for themselves. Terms of the condotel agreement might require the unit to be available for rental purposes for the majority of the year. Obtaining financing could be a challenge for potential buyers of condotel units. Many banks might decline to offer loans for such purchases.

 Florida Non-Warrantable Condominiums including Condotels. All Non-Warrantable Condominiums will be reviewed and approved by Florida mortgage lenders Condo Team. Final Risk

Levels are determined by the Condo Team after a Full Review is performed.

WE SAY YES TO FLORIDA CONDOTEL AND NON-WARRANTABLE CONDO BUYERS

Few Florida mortgage lenders offer condotel and non warrantable condo mortgages, but there are some Florida mortgage lenders that do. Interest rates on this type of financing usually run a full percent higher or so than for a comparable conventional Florida mortgage loans. The minimum down payment for condotels and non warrantable condos start at 20 percent.

Florida condotel and non warrantable mortgage approvals are handled by private Florida mortgage lenders as opposed to those of a Big Florida Banks mortgage loan approval times are usually quick.  It's perfectly reasonable to close on a condotel or non-warrantable condo in less than 30 days.

FLORIDA NON-WARRANTABLE CONDOS LENDERS INFORMATION

Florida non-warrantable condo, by definition, is a Florida condominium that does not meet the minimum Fannie Mae and/or Freddie Mac eligibility standards.

When a Florida condo buildings fail to meet the minimum Fannie and Freddie's standards, it's most likely for one or more of the following reasons :

  • The project is more than 10% owned by one entity
  • More than 50% of the project units are rentals
  • More than 20% of the building square footage is "commercial"
  • Florida condo project is filed with the SEC and is sold as an investment opportunity
  • Condo project is "new" and grants concessions and/or abatements not listed on the settlement statement
  • Too many "unsold units", certain types of pending litigation, and length of time that the Florida condo board has been in control of the building's owners.
  • The Homeowner association dues being paid less than 85% current. This means that if more than 15% of a condo building's owners are delinquent to the condo association dues, conforming mortgages are unavailable to everyone that lives there, and everyone attempting to buy there, too.

FLORIDA NON WARRANTABLE CONDO LENDERS LOOK AT THE BUYER AND THE BUILDING

These issues along with many other possible components makes the condo unit un warrantable blocking Florida condo owners from attaining a Florida condo mortgage regardless of how qualified they are.

NON-WARRANTABLE FLORIDA CONDO LENDERS

If you're under contract for a Florida non-warrantable condo or condotel in Florida we may be able to get you approved!

Florida condotel and non warrantable condo interest rates aren't as low as what you'll see from Freddie Mac’s and the mix of Florida condotel and non-warrantable Florida condo mortgage products are limited.

FLORIDA CONDOTEL LENDERS INFORMATION

A Florida Condotel is exactly what is sounds like it’s a combination of a Florida condo and a hotel. Most often Florida condotel are rented by an onsite management company with Florida condo owners keeping the right to rent their units while owning them.

Like Florida non-warrantable condos, condotels cannot be financed through Fannie Mae or Freddie Mac and more often than not Florida condotel buyers cannot get financing unless they purchase the unit with all cash.

Finally, there could be additional restrictions on unit renovation/alteration in a CondoTel as compared to a condo. This varies depending upon a given CondoTel’s by-laws.

 TitleHitsBULL CREEK FL CondoTel MORTGAGE LENDERSHits: 16743.5% COCONUT CREEK FL CondoTel MORTGAGE LENDERSHits: 25483.5% DAVIE FLORIDA CondoTel MORTGAGE LENDERSHits: 43163.5% Florida CondoTel Mortgage Lenders Min 580 FICO!!Hits: 43.5% NAPLES FLORIDA CondoTel MORTGAGE LENDERSHits: 15813.5% PEMBROKE PINES FL CondoTel MORTGAGE LENDERSHits: 21223.5% POMPANO BEACH FL CondoTel MORTGAGE LENDERSHits: 17683.5% SARASOTA FL CondoTel MORTGAGE LENDERSHits: 18153% ORLANDO FL CondoTel MORTGAGE LENDERSHits: 2033ABE SPRINGS FL CondoTel MORTGAGE LENDERSHits: 1586ADAMSVILLE, HILLSBOROUGH COUNTY FL CondoTel MORTGAGE LENDERSHits: 1956ADAMSVILLE, SUMTER COUNTY FL CondoTel MORTGAGE LENDERSHits: 1942ALACHUA FL CondoTel MORTGAGE LENDERSHits: 4450ALAFAYA FL CondoTel MORTGAGE LENDERSHits: 1817ALAFIA FL CondoTel MORTGAGE LENDERSHits: 1940ALAMANA FL CondoTel MORTGAGE LENDERSHits: 1966ALAMONTE SPRINGS FL CondoTel MORTGAGE LENDERSHits: 1777ALLANDALE FL CondoTel MORTGAGE LENDERSHits: 1706ALLIGATOR POINT FL CondoTel 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CondoTel MORTGAGE LENDERSHits: 1160HAINES CITY FL CondoTel MORTGAGE LENDERSHits: 1509HALLANDALE BEACH FL CondoTel MORTGAGE LENDERSHits: 1750HARBOR BLUFFS FL CondoTel MORTGAGE LENDERSHits: 1239HARMONY FL CondoTel MORTGAGE LENDERSHits: 1439HASAN FL CondoTel MORTGAGE LENDERSHits: 1180HAWLEY HEIGHTS FL CondoTel MORTGAGE LENDERSHits: 1131HAWTHORNE FL CondoTel MORTGAGE LENDERSHits: 1859HENDERSON MILL FL CondoTel MORTGAGE LENDERSHits: 1196HIALEAH FL CondoTel MORTGAGE LENDERSHits: 1560HIALEAH GARDENS FL CondoTel MORTGAGE LENDERSHits: 1304HIBERNIA FL CondoTel MORTGAGE LENDERSHits: 1246HIGHLAND BEACH FL CondoTel MORTGAGE LENDERSHits: 1317HIGHLAND LAKES FL CondoTel MORTGAGE LENDERSHits: 1195HIGHLAND VIEW FL CondoTel MORTGAGE LENDERSHits: 1320HIGHPOINT FL CondoTel MORTGAGE LENDERSHits: 1194HILLIARDVILLE FL CondoTel MORTGAGE LENDERSHits: 1191HINSON FL CondoTel MORTGAGE LENDERSHits: 1130HOLDEN HEIGHTS FL CondoTel MORTGAGE LENDERSHits: 1308HOLDER FL CondoTel MORTGAGE LENDERSHits: 1204HOLIDAY FL CondoTel MORTGAGE LENDERSHits: 2584HOLLISTER FL CondoTel MORTGAGE LENDERSHits: 1408HOLLY HILL FL CondoTel MORTGAGE LENDERSHits: 1279HOLLYWOOD CondoTel MORTGAGE LENDERSHits: 1817HOLLYWOOD FL CondoTel MORTGAGE LENDERSHits: 3915HOLMES BEACH FL CondoTel MORTGAGE LENDERSHits: 1309HOLMES VALLEY FL CondoTel MORTGAGE LENDERSHits: 1157HOLOPAW FL CondoTel MORTGAGE LENDERSHits: 1159HOLT FL CondoTel MORTGAGE LENDERSHits: 1324HOMELAND FL CondoTel MORTGAGE LENDERSHits: 1345HOMESTEAD FL CondoTel MORTGAGE LENDERSHits: 1667HOPEWELL GARDENS FL CondoTel MORTGAGE LENDERSHits: 1246HOPEWELL, HILLSBOROUGH COUNTY FL CondoTel MORTGAGE LENDERSHits: 1354HOPEWELL, MADISON COUNTY FL CondoTel MORTGAGE LENDERSHits: 1316HORIZON WEST FL CondoTel MORTGAGE LENDERSHits: 1232HOSFORD FL CondoTel MORTGAGE LENDERSHits: 1147HOW DO I QUALIFY FOR AN CondoTel MORTGAGE?Hits: 180HOWARD FL CondoTel MORTGAGE LENDERSHits: 1249HUDSON BEACH FL CondoTel MORTGAGE LENDERSHits: 1384HULL FL CondoTel MORTGAGE LENDERSHits: 1161HUNTER'S CREEK FL CondoTel MORTGAGE LENDERSHits: 1618HUNTINGTON, PUTNAM COUNTY FL CondoTel MORTGAGE LENDERSHits: 1215HYPOLUXO FL CondoTel MORTGAGE LENDERSHits: 1404IAMONIA FL CondoTel MORTGAGE LENDERSHits: 1288Indialantic FL CondoTel MORTGAGE LENDERSHits: 1332INDIAN LAKE ESTATES FL CondoTel MORTGAGE LENDERSHits: 1235INDIAN MOUND VILLAGE FL CondoTel MORTGAGE LENDERSHits: 1684INDIANOLA FL CondoTel MORTGAGE LENDERSHits: 1255INGLE FL CondoTel MORTGAGE LENDERSHits: 1309INNERARITY POINT FL CondoTel MORTGAGE LENDERSHits: 1096INTERCESSION CITY FL CondoTel MORTGAGE LENDERSHits: 1260IOLEE FL CondoTel MORTGAGE LENDERSHits: 1255IRVINE FL CondoTel MORTGAGE LENDERSHits: 1571ISLAND GROVE FL CondoTel MORTGAGE LENDERSHits: 1187ISLANDIA FL CondoTel MORTGAGE LENDERSHits: 1230ISLEWORTH FL CondoTel MORTGAGE LENDERSHits: 1282ITALIA FL CondoTel MORTGAGE LENDERSHits: 1297JACKSONVILLE FL CondoTel MORTGAGE LENDERSHits: 5331JACKSONVILLE FL CondoTel MORTGAGE LENDERSHits: 2053JEROME FL CondoTel MORTGAGE LENDERSHits: 1195JEWFISH FL CondoTel MORTGAGE LENDERSHits: 1285JONESVILLE FL CondoTel MORTGAGE LENDERSHits: 1528JOSHUA FL CondoTel MORTGAGE LENDERSHits: 1170JULINGTON CREEK PLANTATION FL CondoTel MORTGAGE LENDERSHits: 1296JUNO BEACH FL CondoTel MORTGAGE LENDERSHits: 1825JUPITER FL CondoTel MORTGAGE LENDERSHits: 1541KALAMAZOO FL CondoTel MORTGAGE LENDERSHits: 1272KENANSVILLE FL CondoTel MORTGAGE LENDERSHits: 1213KENDALL FL CondoTel MORTGAGE LENDERSHits: 1389KENDALL WEST FL CondoTel MORTGAGE LENDERSHits: 1376KENT FL CondoTel MORTGAGE LENDERSHits: 1432KEY BISCAYNE FL CondoTel MORTGAGE LENDERSHits: 1385KEY HAVEN FL CondoTel MORTGAGE LENDERSHits: 1172KEY WEST FL CondoTel MORTGAGE LENDERSHits: 1586KEYSVILLE FL CondoTel MORTGAGE LENDERSHits: 1210KILLARNEY FL CondoTel MORTGAGE LENDERSHits: 4101KINARD FL CondoTel MORTGAGE LENDERSHits: 1114KINGS FERRY FL CondoTel MORTGAGE LENDERSHits: 1153KISSIMMEE FL CondoTel MORTGAGE LENDERSHits: 1644KNIGHTS FL CondoTel MORTGAGE LENDERSHits: 1184KORONA FL CondoTel MORTGAGE LENDERSHits: 1264LABELLE FL CondoTel MORTGAGE LENDERSHits: 1651LADY LAKE FL CondoTel MORTGAGE LENDERSHits: 1501LAKE ALFRED FL CondoTel MORTGAGE LENDERSHits: 1453LAKE BUTLER, ORANGE COUNTY FL CondoTel MORTGAGE LENDERSHits: 1595LAKE COMO FL CondoTel MORTGAGE LENDERSHits: 1188LAKE FERN FL CondoTel MORTGAGE LENDERSHits: 1352LAKE GENEVA FL CondoTel MORTGAGE LENDERSHits: 1403LAKE HART FL CondoTel MORTGAGE LENDERSHits: 1320LAKE MARY FL CondoTel MORTGAGE LENDERSHits: 1457LAKE MARY JANE FL CondoTel MORTGAGE LENDERSHits: 1372LAKE MONROE FL CondoTel MORTGAGE LENDERSHits: 1277LAKE PARK FL CondoTel MORTGAGE LENDERSHits: 1472LAKE SUZY FL CondoTel MORTGAGE LENDERSHits: 1239LAKE TALLAVANA FL CondoTel MORTGAGE LENDERSHits: 1246LAKE WALES FL CondoTel MORTGAGE LENDERSHits: 1608LAKE WORTH FL CondoTel MORTGAGE LENDERSHits: 1822LAKELAND FL CondoTel MORTGAGE LENDERSHits: 2212LAKEPORT FL CondoTel MORTGAGE LENDERSHits: 1215LAKESHORE FL CondoTel MORTGAGE LENDERSHits: 1161LAKEWOOD FL CondoTel MORTGAGE LENDERSHits: 1535LAKEWOOD RANCH FL CondoTel MORTGAGE LENDERSHits: 1265LAMONT FL CondoTel MORTGAGE LENDERSHits: 1218LANARK VILLAGE FL CondoTel MORTGAGE LENDERSHits: 1227LANIER FL CondoTel MORTGAGE LENDERSHits: 1276LANSING FL CondoTel MORTGAGE LENDERSHits: 1247LANTANA FL CondoTel MORTGAGE LENDERSHits: 1815LARGO FL CondoTel MORTGAGE LENDERSHits: 2573LAUDERDALE BY THE SEA FL CondoTel MORTGAGE LENDERSHits: 1331LAUDERHILL FL CondoTel MORTGAGE LENDERSHits: 5681LAUDERHILL FL CondoTel MORTGAGE LENDERSHits: 2155LEESBURG FL CondoTel MORTGAGE LENDERSHits: 1578LEMON BLUFF FL CondoTel MORTGAGE LENDERSHits: 1088LEONARDS FL CondoTel MORTGAGE LENDERSHits: 1098LESSIE FL CondoTel MORTGAGE LENDERSHits: 1239LETO FL CondoTel MORTGAGE LENDERSHits: 1209LIGHTHOUSE POINT FL CondoTel MORTGAGE LENDERSHits: 1342LILLIBRIDGE FL CondoTel MORTGAGE LENDERSHits: 1293LINDEN FL CondoTel MORTGAGE LENDERSHits: 1436LITHIA FL CondoTel MORTGAGE LENDERSHits: 1442LITTLE LAKE CITY FL CondoTel MORTGAGE LENDERSHits: 1137LLOYD FL CondoTel MORTGAGE LENDERSHits: 1188LOCHLOOSA FL CondoTel MORTGAGE LENDERSHits: 1246LONGBOAT KEY FL CondoTel MORTGAGE LENDERSHits: 1350LONGWOOD FL CondoTel MORTGAGE LENDERSHits: 1506LORIDA FL CondoTel MORTGAGE LENDERSHits: 1240LOTTIEVILLE FL CondoTel MORTGAGE LENDERSHits: 1217LOWELL FL CondoTel MORTGAGE LENDERSHits: 1245LOXAHATCHEE FL CondoTel MORTGAGE LENDERSHits: 1676LUDLAM FL CondoTel MORTGAGE LENDERSHits: 1158LULU FL CondoTel MORTGAGE LENDERSHits: 1294MABEL FL CondoTel MORTGAGE LENDERSHits: 1306MAITLAND FL CondoTel MORTGAGE LENDERSHits: 1717MARCO ISLAND FL CondoTel MORTGAGE LENDERSHits: 1454MARGATE FL CondoTel MORTGAGE LENDERSHits: 2130MARION COUNTY FL CondoTel MORTGAGE LENDERSHits: 1153MARION OAKS FL CondoTel MORTGAGE LENDERSHits: 1265MARTIN FL CondoTel MORTGAGE LENDERSHits: 1385MARYSVILLE FL CondoTel MORTGAGE LENDERSHits: 1451MAYTOWN FL CondoTel MORTGAGE LENDERSHits: 1152MCALPIN FL CondoTel MORTGAGE LENDERSHits: 1148MCDAVID FL CondoTel MORTGAGE LENDERSHits: 1052MCNEAL FL CondoTel MORTGAGE LENDERSHits: 1160MCRAE FL CondoTel MORTGAGE LENDERSHits: 1225MEADOWBROOK TERRACE FL CondoTel MORTGAGE LENDERSHits: 1101MEADOWCREST FL CondoTel MORTGAGE LENDERSHits: 1217MEDART FL CondoTel MORTGAGE LENDERSHits: 1206MELBOURNE BEACH FL CondoTel MORTGAGE LENDERSHits: 1461MELBOURNE FL CondoTel MORTGAGE LENDERSHits: 2483MELBOURNE SHORES FL CondoTel MORTGAGE LENDERSHits: 1200MELROSE FL CondoTel MORTGAGE LENDERSHits: 1248MERIDIAN FL CondoTel MORTGAGE LENDERSHits: 1394MIAMI BEACH FL CondoTel MORTGAGE LENDERSHits: 1540MIAMI FL CondoTel MORTGAGE LENDERSHits: 1936MIAMI FLORIDA CondoTel MORTGAGE LENDERSHits: 8892MIAMI FLORIDA CondoTel MORTGAGE LENDERSHits: 1710MICCOSUKEE FL CondoTel MORTGAGE LENDERSHits: 1392MIDWAY, SANTA ROSA COUNTY FL CondoTel MORTGAGE LENDERSHits: 1338MIKESVILLE FL CondoTel MORTGAGE LENDERSHits: 1128MILES CITY FL CondoTel MORTGAGE LENDERSHits: 1116MILLIGAN FL CondoTel MORTGAGE LENDERSHits: 1114MILLVILLE FL CondoTel MORTGAGE LENDERSHits: 1235MILTON FL CondoTel MORTGAGE LENDERSHits: 1540MIN580FICO - TAMPA FL CondoTel MORTGAGE LENDERSHits: 2084MINNEOLA FL CondoTel MORTGAGE LENDERSHits: 1348MIRAMAR FL CondoTel MORTGAGE LENDERSHits: 1515MIRAMAR FLORIDA CondoTel MORTGAGE LENDERSHits: 3570MONKEY BOX FL CondoTel MORTGAGE LENDERSHits: 1261MOUNT DORA FL CondoTel MORTGAGE LENDERSHits: 1518MOUNT PLEASANT FL CondoTel MORTGAGE LENDERSHits: 1468MOUNTAIN LAKE FL CondoTel MORTGAGE LENDERSHits: 1296MUCE FL CondoTel MORTGAGE LENDERSHits: 1266MYAKKA CITY FL CondoTel MORTGAGE LENDERSHits: 1241NALCREST FL CondoTel MORTGAGE LENDERSHits: 1272NAPLES FL CondoTel MORTGAGE LENDERSHits: 1801NARCOOSSEE FL CondoTel MORTGAGE LENDERSHits: 1219NASSAUVILLE FL CondoTel MORTGAGE LENDERSHits: 1190NAVARRE BEACH FL CondoTel MORTGAGE LENDERSHits: 1151NAVARRE FL CondoTel MORTGAGE LENDERSHits: 1381NEALS FL CondoTel MORTGAGE LENDERSHits: 1182NEPTUNE BEACH FL CondoTel MORTGAGE LENDERSHits: 1352NEW HOPE FL CondoTel MORTGAGE LENDERSHits: 1243NEW PORT RICHEY FL CondoTel MORTGAGE LENDERSHits: 2577NEW SMYRNA BEACH FL CondoTel MORTGAGE LENDERSHits: 1356NEWPORT, MONROE COUNTY FL CondoTel MORTGAGE LENDERSHits: 1188NEWPORT, WAKULLA COUNTY FL CondoTel MORTGAGE LENDERSHits: 1284NICEVILLE FL CondoTel MORTGAGE LENDERSHits: 1395NICHOLS FL CondoTel MORTGAGE LENDERSHits: 1256NOCATEE, DESOTO COUNTY FL CondoTel MORTGAGE LENDERSHits: 1071NOCATEE, ST. JOHNS COUNTY FL CondoTel MORTGAGE LENDERSHits: 1446NORTH MEADOWBROOK TERRACE FL CondoTel MORTGAGE LENDERSHits: 1135NORTH MIAMI BEACH FL CondoTel MORTGAGE LENDERSHits: 1719NORTH MIAMI FL CondoTel MORTGAGE LENDERSHits: 1638NORTH PORT FL CondoTel MORTGAGE LENDERSHits: 1881NORTH RUSKIN FL CondoTel MORTGAGE LENDERSHits: 1360NOWATNEY FL CondoTel MORTGAGE LENDERSHits: 1322O'BRIEN FL CondoTel MORTGAGE LENDERSHits: 1306O'NEIL FL CondoTel MORTGAGE LENDERSHits: 1308OAK RIDGE FL CondoTel MORTGAGE LENDERSHits: 1317OAKLAND PARK FL CondoTel MORTGAGE LENDERSHits: 1658OCALA FL CondoTel MORTGAGE LENDERSHits: 2694OCEAN RIDGE FL CondoTel MORTGAGE LENDERSHits: 1836OCHEESEE LANDING FL CondoTel MORTGAGE LENDERSHits: 1228OCHEESEULGA FL CondoTel MORTGAGE LENDERSHits: 1284OCHLOCKONEE FL CondoTel MORTGAGE LENDERSHits: 1130OCHOPEE FL CondoTel MORTGAGE LENDERSHits: 1096OCKLAWAHA FL CondoTel MORTGAGE LENDERSHits: 1173OCOEE FL CondoTel MORTGAGE LENDERSHits: 1548OJUS FL CondoTel MORTGAGE LENDERSHits: 1185OKEECHOBEE FL CondoTel MORTGAGE LENDERSHits: 1483OKEELANTA FL CondoTel MORTGAGE LENDERSHits: 1225OLD MYAKKA FL CondoTel MORTGAGE LENDERSHits: 1103OLD TOWN FL CondoTel MORTGAGE LENDERSHits: 1145OLDSMAR FL CondoTel MORTGAGE LENDERSHits: 1649OLUSTEE FL CondoTel MORTGAGE LENDERSHits: 1158ONA FL CondoTel MORTGAGE LENDERSHits: 1207ONECO FL CondoTel MORTGAGE LENDERSHits: 1222ORANGE BEND FL CondoTel MORTGAGE LENDERSHits: 1160ORANGE LAKE FL CondoTel MORTGAGE LENDERSHits: 1184ORANGE PARK FL CondoTel MORTGAGE LENDERSHits: 1452ORANGE SPRINGS FL CondoTel MORTGAGE LENDERSHits: 1089ORIENT PARK FL CondoTel MORTGAGE LENDERSHits: 1154ORIOLE BEACH FL CondoTel MORTGAGE LENDERSHits: 1265ORLANDO FL CondoTel MORTGAGE LENDERSHits: 6382ORLO VISTA FL CondoTel MORTGAGE LENDERSHits: 1335ORMOND BEACH FL CondoTel MORTGAGE LENDERSHits: 1481ORTONA, GLADES COUNTY FL CondoTel MORTGAGE LENDERSHits: 1169OSLO FL CondoTel MORTGAGE LENDERSHits: 1137OSTEEN FL CondoTel MORTGAGE LENDERSHits: 1388OVIEDO FL CondoTel MORTGAGE LENDERSHits: 1667OXFORD FL CondoTel MORTGAGE LENDERSHits: 1448OZELLO FL CondoTel MORTGAGE LENDERSHits: 1139OZONA FL CondoTel MORTGAGE LENDERSHits: 1313PAINTERS HILL FL CondoTel MORTGAGE LENDERSHits: 1314PALATKA FL CondoTel MORTGAGE LENDERSHits: 1666PALM BAY FL CondoTel MORTGAGE LENDERSHits: 1783PALM BAY FLORIDA CondoTel MORTGAGE LENDERSHits: 2659PALM BEACH FARMS FL CondoTel MORTGAGE LENDERSHits: 1106PALM BEACH FL CondoTel MORTGAGE LENDERSHits: 3915PALM BEACH FL CondoTel MORTGAGE LENDERSHits: 1507PALM BEACH GARDENS FL CondoTel MORTGAGE LENDERSHits: 1434PALM COAST FL CondoTel MORTGAGE LENDERSHits: 1496PALM HARBOR FL CondoTel MORTGAGE LENDERSHits: 1413Palm Harbor Florida CondoTel Mortgage Lenders - MIN 580 FICOHits: 10304PALM RIVER FL CondoTel MORTGAGE LENDERSHits: 1301PALMA SOLA FL CondoTel MORTGAGE LENDERSHits: 1262PALMDALE FL CondoTel MORTGAGE LENDERSHits: 1469PALMETTO FL CondoTel MORTGAGE LENDERSHits: 1722PANACEA FL CondoTel MORTGAGE LENDERSHits: 1128PANAMA CITY BEACH FL CondoTel MORTGAGE LENDERSHits: 1404PANAMA CITY FL CondoTel MORTGAGE LENDERSHits: 2463PARRISH FL CondoTel MORTGAGE LENDERSHits: 1298PELICAN LAKE FL CondoTel MORTGAGE LENDERSHits: 1257PENNICHAW FL CondoTel MORTGAGE LENDERSHits: 1199PENSACOLA BEACH FL CondoTel MORTGAGE LENDERSHits: 1400PENSACOLA FL CondoTel MORTGAGE LENDERSHits: 1670PENSACOLA FLORIDA CondoTel MORTGAGE LENDERSHits: 2178PERDIDO KEY FL CondoTel MORTGAGE LENDERSHits: 1286PETERS FL CondoTel MORTGAGE LENDERSHits: 1128PICNIC FL CondoTel MORTGAGE LENDERSHits: 1161PINE ISLAND, CALHOUN COUNTY FL CondoTel MORTGAGE LENDERSHits: 1139PINECREST FL CondoTel MORTGAGE LENDERSHits: 1265PINECREST, HILLSBOROUGH COUNTY FL CondoTel MORTGAGE LENDERSHits: 1264PINELLAS PARK FL CondoTel MORTGAGE LENDERSHits: 2037PINEOLA FL CondoTel MORTGAGE LENDERSHits: 1136PINETTA FL CondoTel MORTGAGE LENDERSHits: 1141PLANT CITY FL CondoTel MORTGAGE LENDERSHits: 1520PLANTATION FL CondoTel MORTGAGE LENDERSHits: 1540PLANTATION FL CondoTel MORTGAGE LENDERSHits: 1421PONCE INLET FL CondoTel MORTGAGE LENDERSHits: 1279PORT ORANGE FL CondoTel MORTGAGE LENDERSHits: 1904PORT ST. LUCIE FL CondoTel MORTGAGE LENDERSHits: 5453PORT ST. LUCIE FL CondoTel MORTGAGE LENDERSHits: 1521PUNTA GORDA FL CondoTel MORTGAGE LENDERSHits: 1533RAINBOW LAKES ESTATES FL CondoTel MORTGAGE LENDERSHits: 1222RED HEAD FL CondoTel MORTGAGE LENDERSHits: 1163REDLAND FL CondoTel MORTGAGE LENDERSHits: 1313RESTON FL CondoTel MORTGAGE LENDERSHits: 1240RIDGECREST FL CondoTel MORTGAGE LENDERSHits: 1206RIO PINAR FL CondoTel MORTGAGE LENDERSHits: 1062ROCHELLE FL CondoTel MORTGAGE LENDERSHits: 1197ROCK HARBOR FL CondoTel MORTGAGE LENDERSHits: 1060ROCKLEDGE FL CondoTel MORTGAGE LENDERSHits: 1499ROCKY CREEK FL CondoTel MORTGAGE LENDERSHits: 1295ROLLINS CORNER FL CondoTel MORTGAGE LENDERSHits: 1160ROSEMARY BEACH FL CondoTel MORTGAGE LENDERSHits: 1182ROTONDA WEST FL CondoTel MORTGAGE LENDERSHits: 1422ROUND LAKE FL CondoTel MORTGAGE LENDERSHits: 1147ROYAL PALM BEACH FL CondoTel MORTGAGE LENDERSHits: 1361RUNYON FL CondoTel MORTGAGE LENDERSHits: 1189RUTLAND FL CondoTel MORTGAGE LENDERSHits: 1191SAFETY HARBOR FL CondoTel MORTGAGE LENDERSHits: 1768SALEM FL CondoTel MORTGAGE LENDERSHits: 1261SALT SPRINGS FL CondoTel MORTGAGE LENDERSHits: 1219SAMPSON CITY FL CondoTel MORTGAGE LENDERSHits: 1152SAN CASTLE FL CondoTel MORTGAGE LENDERSHits: 1099SAN MATEO FL CondoTel MORTGAGE LENDERSHits: 1417SANDERSON FL CondoTel MORTGAGE LENDERSHits: 1168SANFORD FL CondoTel MORTGAGE LENDERSHits: 1829SANIBEL FL CondoTel MORTGAGE LENDERSHits: 1293SANLANDO SPRINGS FL CondoTel MORTGAGE LENDERSHits: 1303SANTA MONICA FL CondoTel MORTGAGE LENDERSHits: 1460SANTA ROSA BEACH FL CondoTel MORTGAGE LENDERSHits: 1355SATELLITE BEACH FL CondoTel MORTGAGE LENDERSHits: 1355SATSUMA FL CondoTel MORTGAGE LENDERSHits: 1184SCOTLAND FL CondoTel MORTGAGE LENDERSHits: 1203SCOTTOWN FL CondoTel MORTGAGE LENDERSHits: 1217SCOTTS FERRY FL CondoTel MORTGAGE LENDERSHits: 1179SCOTTSMOOR FL CondoTel MORTGAGE LENDERSHits: 1194SEACREST FL CondoTel MORTGAGE LENDERSHits: 1209SEASIDE CITY FL CondoTel MORTGAGE LENDERSHits: 1334SEASIDE FL CondoTel MORTGAGE LENDERSHits: 1454SEBASTIAN FL CondoTel MORTGAGE LENDERSHits: 1686SELMAN FL CondoTel MORTGAGE LENDERSHits: 1148SENYAH FL CondoTel MORTGAGE LENDERSHits: 1185SEWALL'S POINT FL CondoTel MORTGAGE LENDERSHits: 1288SHADEVILLE FL CondoTel MORTGAGE LENDERSHits: 1122SHADY GROVE, JACKSON COUNTY FL CondoTel MORTGAGE LENDERSHits: 1197SHADY GROVE, TAYLOR COUNTY FL CondoTel MORTGAGE LENDERSHits: 1184SHALIMAR FL CondoTel MORTGAGE LENDERSHits: 1411SHELL POINT FL CondoTel MORTGAGE LENDERSHits: 1213SILVER PALM FL CondoTel MORTGAGE LENDERSHits: 1260SILVER SPRINGS FL CondoTel MORTGAGE LENDERSHits: 1229SLAVIA FL CondoTel MORTGAGE LENDERSHits: 1127SOUTHFORT FL CondoTel MORTGAGE LENDERSHits: 1074SOUTHPORT FL CondoTel MORTGAGE LENDERSHits: 1203SPARR FL CondoTel MORTGAGE LENDERSHits: 1146SPRING LAKE, HIGHLANDS COUNTY FL CondoTel MORTGAGE LENDERSHits: 1323SPUDS FL CondoTel MORTGAGE LENDERSHits: 1147ST PETERSBURG FL CondoTel MORTGAGE LENDERSHits: 6050ST. AUGUSTINE BEACH FL CondoTel MORTGAGE LENDERSHits: 1458ST. AUGUSTINE FL CondoTel MORTGAGE LENDERSHits: 1951ST. CATHERINE FL CondoTel MORTGAGE LENDERSHits: 1099ST. CLOUD FL CondoTel MORTGAGE LENDERSHits: 1675ST. HEBRON FL CondoTel MORTGAGE LENDERSHits: 1172ST. JOHN FL CondoTel MORTGAGE LENDERSHits: 1288ST. JOHNS FL CondoTel MORTGAGE LENDERSHits: 1780ST. JOSEPH, PASCO COUNTY FL CondoTel MORTGAGE LENDERSHits: 1603ST. PETE BEACH FL CondoTel MORTGAGE LENDERSHits: 1345ST. PETERSBURG FL CondoTel MORTGAGE LENDERSHits: 1941ST. TERESA FL CondoTel MORTGAGE LENDERSHits: 1195STOCK ISLAND FL CondoTel MORTGAGE LENDERSHits: 1267STUART FL CondoTel MORTGAGE LENDERSHits: 1398SUGARLOAF SHORES FL CondoTel MORTGAGE LENDERSHits: 1029SUMATRA FL CondoTel MORTGAGE LENDERSHits: 1113SUMMERFIELD FL CondoTel MORTGAGE LENDERSHits: 1419SUMMERLAND KEY FL CondoTel MORTGAGE LENDERSHits: 1268SUMNER FL CondoTel MORTGAGE LENDERSHits: 1282SUMTERVILLE FL CondoTel MORTGAGE LENDERSHits: 1262SUN 'N LAKE OF SEBRING FL CondoTel MORTGAGE LENDERSHits: 1193SUN CITY FL CondoTel MORTGAGE LENDERSHits: 1420SUNNY HILLS FL CondoTel MORTGAGE LENDERSHits: 1243SUNNYSIDE FL CondoTel MORTGAGE LENDERSHits: 1314SUNSET POINT FL CondoTel MORTGAGE LENDERSHits: 1225SUNTREE FL CondoTel MORTGAGE LENDERSHits: 1185SURFSIDE FL CondoTel MORTGAGE LENDERSHits: 1553SUWANNEE FL CondoTel MORTGAGE LENDERSHits: 1280SVEA FL CondoTel MORTGAGE LENDERSHits: 1080SWEET GUM HEAD FL CondoTel MORTGAGE LENDERSHits: 1160SWEETWATER CREEK FL CondoTel MORTGAGE LENDERSHits: 1329SWEETWATER, HARDEE COUNTY FL CondoTel MORTGAGE LENDERSHits: 1320SWITZERLAND FL CondoTel MORTGAGE LENDERSHits: 1324SYDNEY FL CondoTel MORTGAGE LENDERSHits: 1288TAFT FL CondoTel MORTGAGE LENDERSHits: 1272TAINTSVILLE FL CondoTel MORTGAGE LENDERSHits: 1204TALLAHASSEE FL CondoTel MORTGAGE LENDERSHits: 1457TALLAHASSEE FLORIDA CondoTel MORTGAGE LENDERSHits: 4298TALLEVAST FL CondoTel MORTGAGE LENDERSHits: 1215TAMARAC FL CondoTel MORTGAGE LENDERSHits: 2744TAMPA FLORIDA CondoTel MORTGAGE LENDERSHits: 4426TANGELO PARK FL CondoTel MORTGAGE LENDERSHits: 1245TARPON SPRINGS FL CondoTel MORTGAGE LENDERSHits: 2129TARRYTOWN FL CondoTel MORTGAGE LENDERSHits: 1254TAVARES FL CondoTel MORTGAGE LENDERSHits: 1334TAVERNIER FL CondoTel MORTGAGE LENDERSHits: 1161TELOGIA FL CondoTel MORTGAGE LENDERSHits: 1072TEMPLE TERRACE FL CondoTel MORTGAGE LENDERSHits: 1369TERRA CEIA FL CondoTel MORTGAGE LENDERSHits: 1229THE ACREAGE FL CondoTel MORTGAGE LENDERSHits: 1150THOMPSON FL CondoTel MORTGAGE LENDERSHits: 1203TITUSVILLE FL CondoTel MORTGAGE LENDERSHits: 2068TRAIL CENTER FL CondoTel MORTGAGE LENDERSHits: 1078TREASURE ISLAND FL CondoTel MORTGAGE LENDERSHits: 1302TRILACOOCHEE FL CondoTel MORTGAGE LENDERSHits: 1304TRILBY FL CondoTel MORTGAGE LENDERSHits: 1243TURKEY CREEK FL CondoTel MORTGAGE LENDERSHits: 1208TWO EGG FL CondoTel MORTGAGE LENDERSHits: 1238TYLER FL CondoTel MORTGAGE LENDERSHits: 1337UNIVERSITY, ORANGE COUNTY FL CondoTel MORTGAGE LENDERSHits: 1177UPTHEGROVE BEACH FL CondoTel MORTGAGE LENDERSHits: 1136VALDEZ FL CondoTel MORTGAGE LENDERSHits: 1205VALPARAISO FL CondoTel MORTGAGE LENDERSHits: 1247VANDERBILT BEACH ESTATES FL CondoTel MORTGAGE LENDERSHits: 1281VANDERBILT BEACH FL CondoTel MORTGAGE LENDERSHits: 1253VENICE FL CondoTel MORTGAGE LENDERSHits: 1990VENUS FL CondoTel MORTGAGE LENDERSHits: 1248VERDIE FL CondoTel MORTGAGE LENDERSHits: 1199VERMONT HEIGHTS FL CondoTel MORTGAGE LENDERSHits: 1246VERO BEACH FL CondoTel MORTGAGE LENDERSHits: 2051VERO LAKE ESTATES FL CondoTel MORTGAGE LENDERSHits: 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1389ZELLWOOD FL CondoTel MORTGAGE LENDERSHits: 1180ZUBER FL CondoTel MORTGAGE LENDERSHits: 1272

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"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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by lbaze2008
1375949
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1345066
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MINIMUM CREDIT SCORE

PORTFOLIO MORTGAGE

NO MIN FICO SCORE 

NO TAX RETURN PROGRAMS

550 MIN FICO

FHA/VA MORTGAGE

500 MIN FICO

CONVENTIONAL

620 MIN FICO

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