MODULAR HOME LOANS FLORIDA

Florida-Mortgage-Lenders.com - Provider of Florida Modular Home Loan Financing For The Purchase Or Refinancing of Florida Modular Home Loans.

 Several times a month we get phones calls from Florida modular home loan buyers with questions regarding how to finance of a Florida modular home. While a Florida modular home loan process is complicated, the process of choosing a Florida modular home shouldn't be . Florida Modular home loan financing is really not any different than getting a new Florida home loan for a traditional stick-built Florida home. If you own a Florida modular home and are just looking to FHA refinance a Florida modular home, we can help you accomplish this task as well!

 FLORIDA MODULAR HOME LOANS - FHA MORTGAGE ADVANTAGES

FHA MODULAR HOME LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES: 

Down payment only 3.5% of the purchase price. 

• Gifts from family or Grants for down payment assistance and closing costsOK!
• Seller can credit buyers up to 6% of sales price towards buyers costs. 
• No reserves or future payments in account required.
• FHA regulated closing costs. 

FLORIDA MODULAR FHA HOME LOANS ARE EASIER TO QUALIFY FOR:

• Purchase a Florida Modular home 12 months after a chapter 13 Bankruptcy 
• Purchase a Florida Modular home 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.  
• Minimum FICO credit score of 580 required for 96.5% financing.
• Bad credit Florida FHA Modular Home Loan approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida Modular mortgage loans & No Trade Line Florida FHA Modular home loans.

FLORIDA MODULAR FHA MORTGAGE LOANS ALLOW HIGHER DEBT RATIOS INCLUDING: 

• FHA allows higher debt ratio's than any other Florida home loan programs. 

• Less than two years on the same job is OK! 
• Self-employed buyers can also qualify for FHA. 

FHA Loans For Buying a Modular Home or FHA Modular Home Refinance Options 

 Purchasing a new Florida modular home can offer Florida modular home loan applicants a wide range of pre-designed modular home floor plans to choose from. Many Florida modular home manufacturers have 50 to 150 or more pre-designed Florida modular homes with upgrades and options with many  diverse as many custom Florida home builders offer enough to fit the tastes, desires, and needs of virtually every Florida modular home loan applicant.

In fact, when you begin adding up the entire Florida modular home loan options available to customize your new Florida modular home, the choices are endless. From the Florida modular home loan carpeting type to color of hardwood floors, window types, the decisions a Florida modular home loan applicant faces are broad indeed,  this is the beauty of a Florida modular home loan!  Florida modular home loan buyers can really customize a  the perfect Florida modular home loan like a custome built home.

The best part about purchasing a Florida modular home loan is the fact they can cost from 25% to 45% less per square foot than what you would pay for a conventional Florida stick-built home! We do offer Florida modular home loans in every city and county in Florida!

As a Florida modular home loan lender that offers home loans on Florida modular homes, we'll gladly work with any Florida modular home manufacturer you choose to put you into the best Florida modular home loan at the best rate with great great Florida modular home loan terms. We dont just offer not just strong service, but the best value to our Florida modular home loan applicants. Financing with an independent Florida modular home loan mortgage company creates an arm's-length approach. Separating the building of the Florida modular home loan can help to minimize your exposure financially. Give us the opportunity to help you to provide you with the best Florida  your modular home loan options.