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All Information is subject to change without notice.

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CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

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BAD CREDIT FLORIDA MORTGAGE GUIDELINES
Please note Bad Credit Florida FHA loan guidelines are a moving target and are subject to change without notice.

Bad Credit Florida Mortgage Matrix

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Bad Credit Florida Mortgage Lenders

General Florida Bad Credit Refinance Requirements
Rate/term refinance and cash-out refinance transactions are allowed.
All investment property refinances require an appraisal review product. See Appraisal Review Process for detailed requirements.
Determining Loan-to-Value
If the subject property was acquired ˃ 12-months from application date, the appraised value must be used to determine loan-to-value.
If the property was acquired ≤ 12-months from application date, the lesser of the current appraisal value or previous purchase price plus documented improvements (if
any) must be used. The purchase settlement statement and any invoices for materials/labor will be required.
Refinances of Short Payoffs are only acceptable for Florida bad credit mortgage lenders to Florida bad credit mortgage lenders (Stanwich Portfolio) transactions.
Rate & Term Refi /
Limited Cash Out
No seasoning of first mortgage.
If owned less than 12 months (recorded transfer date to application date of the new loan), the LTV is be based on lower of appraised value less any sales concessions
or the original sales price.
If owned more than 12 months, (recorded date to application date of new loan), the LTV is based on the current appraised value.
If value has increased more than 15%, photos of improvements are required.
Maximum cash in hand is the lessor of 2% of the principal of the new loan amount or $2000.
HUD-1 settlement statements required from any transaction within past 6 months.
If previous transaction was cash-out or if it combined a first and non-purchase money subordinate into a new first, loan to be coded cash out.
If new transaction combines a 1st and non-purchase money 2nd into a new 1st loan, it is considered cash out.
Must demonstrate there is a Benefit to the borrower by utilizing the Florida bad credit mortgage lenders benefit to borrower form currently in use through Encompass for refinance transactions.
Listed For Sale or
Purchase
To be eligible for either a rate/term or a cash-out refinance, the subject property must be taken off the market on or before application date, provide a letter of
explanation for the MLS listing and statement of intent to retain the property for 12 months after closing. For cash-out transactions, if the subject property was listed for
sale in the 6 months prior to application date, a 10% LTV reduction from the maximum available for the specific transaction is required. The lesser of the most recent
list price or the current appraised value should be used to determine loan-to-value for both rate/term or cash-out transactions.
Cash-out Refinance
For all cash-out refinance transactions: a signed letter from the borrower disclosing the purpose of the cash-out must be obtained. At least one borrower must have
been on title a minimum of six (6) months prior to the new note date and a minimum of 6 months must have elapsed since the most recent mortgage transaction on the
subject property (either the original purchase transaction or subsequent refinance). Note date to note date is used to calculate the 6-months.
For cash-out refinance transactions where the property is currently vested in a trust or LLC, the borrowers must have owned the property in the name of the trust or LLC
for at least six (6) months prior to closing.
Note: Properties removed from a Trust or LLC are not required to meet the seasoning requirements if the property moves from the Trust to the owner of Trust or the LLC
to the owner of LLC. Minimum fifty-percent (50%) ownership of the LLC is required.
There is no waiting period if the borrower was legally awarded the property through divorce, separation, or dissolution of a domestic partnership.
Cash Out
Maximum Amounts: LTV > 75% = $500,000; LTV ≤ 75% = $750,000
Cash Out can be used for reserve requirements and/or to pay off debt for qualifying.
All Refinances
All refinance transactions must have Net Tangible Benefit to Borrower and Continuity of Obligation.

Florida bad credit mortgage lenders Policies & Procedures

TYPES OF FINANCING, continued
Construction-to-Perm Not permitted
Texas 50(a)(6)
Refinances
Permitted. Refer to Florida bad credit mortgage lenders and Texas Home Equity Matrix for full details.
Texas Conversion
(Refinance) Transactions
To convert (refinance) a Texas 50(a)(6) loan to a Rate/Term loan the following are required:
 Existing Texas 50(a)(6) loan must be seasoned for at least 12 months at time of closing
 Borrower(s) must be provided a copy of Notice Concerning Refinance of Existing Home Equity Loan to Non-Home Equity Loan Under Section 50(f)(2)
disclosure
 Borrower(s) must receive disclosure within 3 business days of application and 12 calendar days prior to consummation
 Maximum 80% LTV/CLTV
 No cash out permitted
Secondary Financing/
Payoff
Allowed for Primary Residence and Second Homes - Not permitted for Investment Properties
Secondary Financing/
Subordination
Allowed for Primary Residence and Second Homes - Not permitted for Investment Properties
Maximum 90% CLTV (Institutional Seconds Only)

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Fast Consultation

BAD CREDIT FLORIDA Florida bad credit mortgage lenders LENDERS

BAD CREDIT CASHOUT FLORIDA REFINANCE INVESTMENT PROPERTY

Bad Credit Cash Out Mortgage Refinance

There are many Florida Florida bad credit mortgage lenders applicants who have found themselves with bad creditdue to the recent Florida Florida bad credit mortgage lenders downturn, with creditors at their heels, calling them, etc. There are still some bad credit Florida Florida bad credit mortgage lenders lenders still willing to grant approvals based on a common sense approach rather than the credit score driven approach. This means that there is still hope for Florida Florida bad credit mortgage lenders applicants with bad credit. So what exactly does a bad credit Florida Florida bad credit mortgage lenders lender look for? Bad credit Florida Florida bad credit mortgage lenders lenders look for the ability and willingness to make the Florida Florida bad credit mortgage lenders payments, but a large down payment definably helps.  Bad credit Florida Florida bad credit mortgage lenders lenders give borrowers the chance to re-establish credit and qualify for a no credit score or hard moneyFlorida Florida bad credit mortgage lenders. If a consumer does not have any credit or bad credit our bad credit Florida Florida bad credit mortgage lenders lenders offer a second chance Florida bad credit mortgage lenders loans for consumers who already have credit but managed it unwisely, or due to other reasons.

 Request a Free Quote from A Bad Credit Florida Florida bad credit mortgage lenders Lender>>

 SOME BAD CREDIT BORROWERS CAN GET APPROVED WITH:

FHA Mortgage Lenders

BAD CREDIT FLORIDA Florida bad credit mortgage lenders LENDERS PROGRAMS INCLUDE:

Bad Credit Florida Mortgage Lenders

Subprime, Non-conforming and Bad Credit Florida Florida bad credit mortgage lenders loans are becoming quite common in today’s Florida Florida bad credit mortgage lenders market. In fact, many Florida Florida bad credit mortgage lenders lenders are now offering quite competitive Florida bad credit mortgage lenders programs and products to cater to this ever-growing market. Additionally, some Florida Florida bad credit mortgage lenders lenders have dedicated departments or teams that have expert knowledge on offering Bad credit Florida bad credit mortgage lenders solutions for consumers that do not typically fit the criteria of a traditional Florida Florida bad credit mortgage lenders lender.

Bad Credit Cash Out Mortgage Refinance

Debt Ratios (Primary Residence, Second Homes and Investment Florida Properties)
 Standard DTI to 43% available for Grade A, B and C
 Expanded DTI to 50% available for Grade A and B Min FICO = 620
 Expanded DTI to 55% available for Grade A and B with ALL of the following compensating factors present (Full Doc only):
o FICO ≥ 680; Primary Residence; LTV ≤ 85%; Residual Income ≥ $3,500; 12-months Reserves
 DTI to 43% available for 12-Month Bank Statements and 1-Year Documentation (W-2 or Tax Return)
Full Documentation
Income
Fully documented income requires 4506-T forms and processed transcripts for the income used to qualify.
Note: If there are no transcript records available, Florida bad credit mortgage lenders will accept a copy of the tax return, stamped or otherwise, and proof of receipt of the refund or a cancelled
check/bank draft documenting the taxes were paid. The refund or check/bank draft must match the tax return exactly.
Bank Statement
Income
Loans utilizing bank statement documentation for income will not require a 4506-T form processed for transcripts. When a file has mixed income (W-2 wage earner
income) combined with the bank statement income option, Florida bad credit mortgage lenders must obtain a 4506-T and transcripts for the W-2 wage earner income only. See Florida bad credit Florida bad credit mortgage lenders lendersFlexible
Advantage Program Guidelines for details.
Please Note: Underwriter may condition for 4506-T tax transcripts to be signed and processed on a case by case basis.

Residual Income
$1,500 plus an additional $150 per dependent is required for Primary Residence and Second Homes only. Residual Income not required on Investment Properties.

Seller Concessions Up to 9% towards closing for Primary Residence and Second Homes (LTV ≤ 75%), 6% towards closing for Primary Residence and Second Homes (LTV > 75%); Up to
2% toward closing for Investment Properties.

 Request a Free Quote from A Bad Credit Florida Florida bad credit mortgage lenders Lender>>

 GENERAL OVERVIEW BAD CREDIT CREDIT MORTGAGE LENDERS

Do you have less than perfect credit? All Florida Florida bad credit mortgage lenders applicants have a story about their bad credit situation and the stories include all kinds of bumps in the road. Most bad credit Florida Florida bad credit mortgage lenders lenders in today’s Florida bad credit mortgage lenders industry are aware that life has unexpected circumstances that are beyond a borrowers control. There are some Florida bad credit mortgage lenders lenders that will look beyond one’s bad credit standing so they are able to best understand a particular consumer’s situation and needs which often results in the best Florida Florida bad credit mortgage lenders loan possible.

There are many Bad credit Florida Florida bad credit mortgage lenders lenders available as well as resources available for consumers with poor credit. The good news is that today’s Florida Florida bad credit mortgage lenders industry has become quite competitive in bad credit Florida bad credit mortgage lenderss and that alone will provide consumers with a good start and help the  consumer to find a decent interest rate. If a consumer needs to obtain a bad credit Florida Florida bad credit mortgage lenders there are many lenders who will be happy to work with the consumer. It is important that the applicant shops around to locate Florida Florida bad credit mortgage lenders lenders that will meet their needs.

General Bad Credit Mortgage Information
Property must be in average or better condition. Properties in C5 or C6 condition are not acceptable. Deferred maintenance is allowed subject to the requirements
below.
Deferred Maintenance Florida bad credit mortgage lenders permits appraisals to be based on the “as is” condition of the property provided existing conditions are minor and do not affect the safety, soundness, or
structural integrity of the property, and the appraiser’s opinion of value reflects the existence of these conditions.
Deferred maintenance is typically due to normal wear and tear from the aging process and the occupancy of the property. While such conditions generally do not rise to
the level of a required repair, they must be reported. Examples of minor conditions and deferred maintenance include worn floor finishes or carpet, minor plumbing
leaks, holes in window screens, or cracked window glass.
Second Homes
Second homes are restricted to 1-unit dwellings. Second homes must be located a reasonable distance away from the borrower's primary residence and must be
available for borrower's exclusive use. Borrower may not own any other second homes or investment properties in the same geographic market as the subject
property. Second homes cannot be subject to rental pools or agreements requiring property to be rented and cannot be controlled by a management firm. Suitable for
year-round occupancy.
Appraisal
1 Full appraisal required. Exterior and Interior inspection. Color photographs required.
Appraisal Review -
Due Diligence Product
Restrictions
The Appraisal Review Process requires a secondary due diligence product to support the appraised value for the transaction.
To utilize the Fannie Mae Collateral Underwriter (CU) score, all of the following must be met:
 LTV ≤ 80%,
 Loan amount < $1,000,000, and
 CU Score ≤ 2.5
The following require a Desk Review (ineligible for CU):
 Any loan where the LTV > 80%, or
 CU Score > 2.5
The following require a Second Full Appraisal:
 Loan amount ≥ $1,000,000
 Higher Priced Florida bad credit mortgage lenders Loans (HPML) Property Flip Transactions
 HPML New Construction Properties with any title transfer within 180 days prior to the sales contract date, or any title transfer after the sales contract date,
including land-only and zero value title transfers, require a Second Full Appraisal.
Refer to the Florida bad credit Florida bad credit mortgage lenders lendersFlexible Advantage Underwriting Guidelines for detailed HPML Requirements. Only Principal Dwellings are subject to HPML regulations,
and the borrower may not pay for the second appraisal when ordered solely due to HPML flipping rules.
The following requires a Florida bad credit Florida bad credit mortgage lenders lendersCapital Management (CCM) review:
 Appraised value ≥ $1,500,000. When two appraisals are present the lowest value is used.
Desk Reviews, Field Reviews, and Second Full Appraisals, when required, must be ordered from a Florida bad credit mortgage lenders-approved AMC. A Second Full Appraisal must be completed by a different AMC and a different, independent appraiser than the first appraisal. Florida bad credit mortgage lenders reserves the right to request additional appraisal products at our discretion based on review of the appraisal and loan file.
See the Florida bad credit Florida bad credit mortgage lenders lendersfor full details on the available review products.
Appraisal Updates
Permitted. Follow guidelines and acceptable extension dates. The appraisal may be no older than 240 days at closing with an appraisal update.
Condo Warrantable and Non-Warrantable
All condominiums must have a valid project review along with a completed Florida bad credit mortgage lenders Homeowners’ Association Certification (InterIsland HOA Questionnaire).
 Appraisal must contain 2 comparable sales from subject’s project in addition to the current comparable sale requirements.
See the Florida bad credit Florida bad credit mortgage lenders lendersfor condominium specifications.

BAD CREDIT FLORIDA MORTGAGE LENDERS
Minimum Credit
History - Primary
Wage-earner
Requirements
Standard Credit: 3 tradelines reporting for 12+ months with activity in last 12 months OR 2 tradelines reporting for 24+ months with activity in last 12 months 0X60 for
most recent 12 months
Trade lines must meet the following: The credit line must be reflected on the borrower’s credit report
 The account must have activity in the past 12-months and may be open or closed
 Tradelines used to qualify may not exceed 0x60 in the most recent 12 months
 An acceptable 12- or 24-month housing history not reporting on credit may also be used as a tradeline
Credit lines on which the borrower is not obligated to make payments are not acceptable for establishing a minimum history. e.g., loans in a deferment period, collection
or charged-off accounts, accounts discharged through bankruptcy, and authorized user accounts.
Limited Tradelines Primary Residence and Second Homes only. Not permitted on Investment Properties.
No minimum tradeline requirements (Full Doc only)
If the borrower does not meet the requirements for Standard Tradelines but still has a valid credit score, he or she may qualify under Limited Tradelines. The following
requirements apply when qualifying with Limited Tradelines:
 Primary residence and second homes only
 10% minimum borrower contribution
 Minimum 6-months reserves after closing
 Full documentation of income (Bank Statement Documentation not allowed)
 Not eligible for Investment Property Programs
When qualifying with Limited Tradelines, the lower of either the Representative Loan Score or a 580 score is used to qualify the borrower on the Non-Prime
Matrix. The loan may be priced using the actual Representative Loan Score.
Disputed Tradelines Borrowers are not required to remove disputed tradelines from their credit report regardless of the number of accounts or the amounts.
A disputed account is not a waiver of the debt from consideration in underwriting. Disputed accounts must meet the guideline requirements for collections and/or charge
off status unless there is documentation provided of a bonafide dispute such as a police report due to fraud or theft.
Non-Traditional Credit Not permitted
Mortgage/Rental History See Grade Determination above.
Mortgage and rental payments not reflected on the original credit report must be documented via an institutional Verification of Rent or Verification of Mortgage
(VOR/VOM). A combined total of all late mortgage and rental payments in the past 12 months must be used to determine the housing history for all borrowers.
If the borrower is making payments to an individual or interested party, 12 months of cancelled checks or bank statements must be obtained. A VOR/VOM is not required
but may be requested for clarification.
All mortgages and rental payments should be current at time of closing. If the credit report or VOR/VOM reflects a past-due status, updated documentation is required to
verify account is current.
Borrowers with no housing history or less than 12 months housing history are permitted. Refer to Florida Bad Credit Mortgage Lenders Flexible Advantage Program Guidelines for full details.
Forbearance Due to
FEMA Disaster
CMS will permit forbearance only in cases of a FEMA Disaster Declaration. Documentation from the servicer must be obtained and the cause outside the disaster (i.e.
loss of work, damage, etc.) must be cured and documented (i.e. back to work and able to meet ability-to-repay (ATR) requirements).
Late Payments
Rolling Late Payments: Rolling late payments are not considered a single event. Each occurrence of a contractual delinquency is considered individually for loan
eligibility.
Past Due Accounts: Past due consumer debts can be no more than 30 days past due at time of closing unless the past due consumer debt will be paid off at closing.
For mortgage late payment requirements refer to Mortgage/Rental History above.

 

Florida Mortgage Lenders Coverage Areas
Zip Code City County State Zip Code Map
32003 Orange Park Clay Florida View Map
32004 Ponte Vedra Beach Saint Johns Florida View Map
32006 Fleming Island Clay Florida View Map
32007 Bostwick Putnam Florida View Map
32008 Branford Suwannee Florida View Map
32009 Bryceville Nassau Florida View Map
32011 Callahan Nassau Florida View Map
32013 Day Lafayette Florida View Map
32024 Lake City Columbia Florida View Map
32025 Lake City Columbia Florida View Map
32026 Raiford Union Florida View Map
32030 Doctors Inlet Clay Florida View Map
32033 Elkton Saint Johns Florida View Map
32034 Fernandina Beach Nassau Florida View Map
32035 Fernandina Beach Nassau Florida View Map
32038 Fort White Columbia Florida View Map
32040 Glen Saint Mary Baker Florida View Map
32041 Yulee Nassau Florida View Map
32042 Graham Bradford Florida View Map
32043 Green Cove Springs Clay Florida View Map
32044 Hampton Bradford Florida View Map
32046 Hilliard Nassau Florida View Map
32050 Middleburg Clay Florida View Map
32052 Jasper Hamilton Florida View Map
32053 Jennings Hamilton Florida View Map
32054 Lake Butler Union Florida View Map
32055 Lake City Columbia Florida View Map
32056 Lake City Columbia Florida View Map
32058 Lawtey Bradford Florida View Map
32059 Lee Madison Florida View Map
32060 Live Oak Suwannee Florida View Map
32061 Lulu Columbia Florida View Map
32062 Mc Alpin Suwannee Florida View Map
32063 Macclenny Baker Florida View Map
32064 Live Oak Suwannee Florida View Map
32065 Orange Park Clay Florida View Map
32066 Mayo Lafayette Florida View Map
32067 Orange Park Clay Florida View Map
32068 Middleburg Clay Florida View Map
32071 O Brien Suwannee Florida View Map
32072 Olustee Baker Florida View Map
32073 Orange Park Clay Florida View Map
32079 Penney Farms Clay Florida View Map
32080 Saint Augustine Saint Johns Florida View Map
32081 Ponte Vedra Saint Johns Florida View Map
32082 Ponte Vedra Beach Saint Johns Florida View Map
32083 Raiford Union Florida View Map
32084 Saint Augustine Saint Johns Florida View Map
32085 Saint Augustine Saint Johns Florida View Map
32086 Saint Augustine Saint Johns Florida View Map
32087 Sanderson Baker Florida View Map
32091 Starke Bradford Florida View Map
32092 Saint Augustine Saint Johns Florida View Map
32094 Wellborn Suwannee Florida View Map
32095 Saint Augustine Saint Johns Florida View Map
32096 White Springs Hamilton Florida View Map
32097 Yulee Nassau Florida View Map
32099 Jacksonville Duval Florida View Map
32102 Astor Lake Florida View Map
32105 Barberville Volusia Florida View Map
32110 Bunnell Flagler Florida View Map
32111 Candler Marion Florida View Map
32112 Crescent City Putnam Florida View Map
32113 Citra Marion Florida View Map
32114 Daytona Beach Volusia Florida View Map
32115 Daytona Beach Volusia Florida View Map
32116 Daytona Beach Volusia Florida View Map
32117 Daytona Beach Volusia Florida View Map
32118 Daytona Beach Volusia Florida View Map
32119 Daytona Beach Volusia Florida View Map
32120 Daytona Beach Volusia Florida View Map
32121 Daytona Beach Volusia Florida View Map
32122 Daytona Beach Volusia Florida View Map
32123 Port Orange Volusia Florida View Map
32124 Daytona Beach Volusia Florida View Map
32125 Daytona Beach Volusia Florida View Map
32126 Daytona Beach Volusia Florida View Map
32127 Port Orange Volusia Florida View Map
32128 Port Orange Volusia Florida View Map
32129 Port Orange Volusia Florida View Map
32130 De Leon Springs Volusia Florida View Map
32131 East Palatka Putnam Florida View Map
32132 Edgewater Volusia Florida View Map
32133 Eastlake Weir Marion Florida View Map
32134 Fort Mc Coy Marion Florida View Map
32135 Palm Coast Flagler Florida View Map
32136 Flagler Beach Flagler Florida View Map
32137 Palm Coast Flagler Florida View Map
32138 Grandin Putnam Florida View Map
32139 Georgetown Putnam Florida View Map
32140 Florahome Putnam Florida View Map
32141 Edgewater Volusia Florida View Map
32142 Palm Coast Flagler Florida View Map
32145 Hastings Saint Johns Florida View Map
32147 Hollister Putnam Florida View Map
32148 Interlachen Putnam Florida View Map
32149 Edgar Putnam Florida View Map
32157 Lake Como Putnam Florida View Map
32158 Lady Lake Lake Florida View Map
32159 Lady Lake Lake Florida View Map
32160 Lake Geneva Clay Florida View Map
32162 Lady Lake Sumter Florida View Map
32164 Palm Coast Flagler Florida View Map
32168 New Smyrna Beach Volusia Florida View Map
32169 New Smyrna Beach Volusia Florida View Map
32170 New Smyrna Beach Volusia Florida View Map
32173 Ormond Beach Volusia Florida View Map
32174 Ormond Beach Volusia Florida View Map
32175 Ormond Beach Volusia Florida View Map
32176 Ormond Beach Volusia Florida View Map
32177 Palatka Putnam Florida View Map
32178 Palatka Putnam Florida View Map
32179 Ocklawaha Marion Florida View Map
32180 Pierson Volusia Florida View Map
32181 Pomona Park Putnam Florida View Map
32182 Orange Springs Marion Florida View Map
32183 Ocklawaha Marion Florida View Map
32185 Putnam Hall Putnam Florida View Map
32187 San Mateo Putnam Florida View Map
32189 Satsuma Putnam Florida View Map
32190 Seville Volusia Florida View Map
32192 Sparr Marion Florida View Map
32193 Welaka Putnam Florida View Map
32195 Weirsdale Marion Florida View Map
32198 Daytona Beach Volusia Florida View Map
32201 Jacksonville Duval Florida View Map
32202 Jacksonville Duval Florida View Map
32203 Jacksonville Duval Florida View Map
32204 Jacksonville Duval Florida View Map
32205 Jacksonville Duval Florida View Map
32206 Jacksonville Duval Florida View Map
32207 Jacksonville Duval Florida View Map
32208 Jacksonville Duval Florida View Map
32209 Jacksonville Duval Florida View Map
32210 Jacksonville Duval Florida View Map
32211 Jacksonville Duval Florida View Map
32212 Jacksonville Duval Florida View Map
32214 Jacksonville Duval Florida View Map
32215 Jacksonville Duval Florida View Map
32216 Jacksonville Duval Florida View Map
32217 Jacksonville Duval Florida View Map
32218 Jacksonville Duval Florida View Map
32219 Jacksonville Duval Florida View Map
32220 Jacksonville Duval Florida View Map
32221 Jacksonville Duval Florida View Map
32222 Jacksonville Duval Florida View Map
32223 Jacksonville Duval Florida View Map
32224 Jacksonville Duval Florida View Map
32225 Jacksonville Duval Florida View Map
32226 Jacksonville Duval Florida View Map
32227 Jacksonville Duval Florida View Map
32228 Jacksonville Duval Florida View Map
32229 Jacksonville Duval Florida View Map
32230 Jacksonville Duval Florida View Map
32231 Jacksonville Duval Florida View Map
32232 Jacksonville Duval Florida View Map
32233 Atlantic Beach Duval Florida View Map
32234 Jacksonville Duval Florida View Map
32235 Jacksonville Duval Florida View Map
32236 Jacksonville Duval Florida View Map
32237 Jacksonville Duval Florida View Map
32238 Jacksonville Duval Florida View Map
32239 Jacksonville Duval Florida View Map
32240 Jacksonville Beach Duval Florida View Map
32241 Jacksonville Duval Florida View Map
32244 Jacksonville Duval Florida View Map
32245 Jacksonville Duval Florida View Map
32246 Jacksonville Duval Florida View Map
32247 Jacksonville Duval Florida View Map
32250 Jacksonville Beach Duval Florida View Map
32254 Jacksonville Duval Florida View Map
32255 Jacksonville Duval Florida View Map
32256 Jacksonville Duval Florida View Map
32257 Jacksonville Duval Florida View Map
32258 Jacksonville Duval Florida View Map
32259 Saint Johns Saint Johns Florida View Map
32260 Jacksonville Saint Johns Florida View Map
32266 Neptune Beach Duval Florida View Map
32267 Jacksonville Duval Florida View Map
32277 Jacksonville Duval Florida View Map
32290 Jacksonville Duval Florida View Map
32301 Tallahassee Leon Florida View Map
32302 Tallahassee Leon Florida View Map
32303 Tallahassee Leon Florida View Map
32304 Tallahassee Leon Florida View Map
32305 Tallahassee Leon Florida View Map
32306 Tallahassee Leon Florida View Map
32307 Tallahassee Leon Florida View Map
32308 Tallahassee Leon Florida View Map
32309 Tallahassee Leon Florida View Map
32310 Tallahassee Leon Florida View Map
32311 Tallahassee Leon Florida View Map
32312 Tallahassee Leon Florida View Map
32313 Tallahassee Leon Florida View Map
32314 Tallahassee Leon Florida View Map
32315 Tallahassee Leon Florida View Map
32316 Tallahassee Leon Florida View Map
32317 Tallahassee Leon Florida View Map
32318 Tallahassee Leon Florida View Map
32320 Apalachicola Franklin Florida View Map
32321 Bristol Liberty Florida View Map
32322 Carrabelle Franklin Florida View Map
32323 Lanark Village Franklin Florida View Map
32324 Chattahoochee Gadsden Florida View Map
32326 Crawfordville Wakulla Florida View Map
32327 Crawfordville Wakulla Florida View Map
32328 Eastpoint Franklin Florida View Map
32329 Apalachicola Franklin Florida View Map
32330 Greensboro Gadsden Florida View Map
32331 Greenville Madison Florida View Map
32332 Gretna Gadsden Florida View Map
32333 Havana Gadsden Florida View Map
32334 Hosford Liberty Florida View Map
32335 Sumatra Liberty Florida View Map
32336 Lamont Jefferson Florida View Map
32337 Lloyd Jefferson Florida View Map
32340 Madison Madison Florida View Map
32341 Madison Madison Florida View Map
32343 Midway Gadsden Florida View Map
32344 Monticello Jefferson Florida View Map
32345 Monticello Jefferson Florida View Map
32346 Panacea Wakulla Florida View Map
32347 Perry Taylor Florida View Map
32348 Perry Taylor Florida View Map
32350 Pinetta Madison Florida View Map
32351 Quincy Gadsden Florida View Map
32352 Quincy Gadsden Florida View Map
32353 Quincy Gadsden Florida View Map
32355 Saint Marks Wakulla Florida View Map
32356 Salem Taylor Florida View Map
32357 Shady Grove Taylor Florida View Map
32358 Sopchoppy Wakulla Florida View Map
32359 Steinhatchee Taylor Florida View Map
32360 Telogia Liberty Florida View Map
32361 Wacissa Jefferson Florida View Map
32362 Woodville Leon Florida View Map
32395 Tallahassee Leon Florida View Map
32399 Tallahassee Leon Florida View Map
32401 Panama City Bay Florida View Map
32402 Panama City Bay Florida View Map
32403 Panama City Bay Florida View Map
32404 Panama City Bay Florida View Map
32405 Panama City Bay Florida View Map
32406 Panama City Bay Florida View Map
32407 Panama City Beach Bay Florida View Map
32408 Panama City Bay Florida View Map
32409 Panama City Bay Florida View Map
32410 Mexico Beach Bay Florida View Map
32411 Panama City Bay Florida View Map
32412 Panama City Bay Florida View Map
32413 Panama City Beach Bay Florida View Map
32417 Panama City Bay Florida View Map
32420 Alford Jackson Florida View Map
32421 Altha Calhoun Florida View Map
32422 Argyle Walton Florida View Map
32423 Bascom Jackson Florida View Map
32424 Blountstown Calhoun Florida View Map
32425 Bonifay Holmes Florida View Map
32426 Campbellton Jackson Florida View Map
32427 Caryville Washington Florida View Map
32428 Chipley Washington Florida View Map
32430 Clarksville Calhoun Florida View Map
32431 Cottondale Jackson Florida View Map
32432 Cypress Jackson Florida View Map
32433 Defuniak Springs Walton Florida View Map
32434 Mossy Head Walton Florida View Map
32435 Defuniak Springs Walton Florida View Map
32437 Ebro Washington Florida View Map
32438 Fountain Bay Florida View Map
32439 Freeport Walton Florida View Map
32440 Graceville Jackson Florida View Map
32442 Grand Ridge Jackson Florida View Map
32443 Greenwood Jackson Florida View Map
32444 Lynn Haven Bay Florida View Map
32445 Malone Jackson Florida View Map
32446 Marianna Jackson Florida View Map
32447 Marianna Jackson Florida View Map
32448 Marianna Jackson Florida View Map
32449 Wewahitchka Calhoun Florida View Map
32452 Noma Holmes Florida View Map
32454 Point Washington Walton Florida View Map
32455 Ponce De Leon Walton Florida View Map
32456 Port Saint Joe Gulf Florida View Map
32457 Port Saint Joe Gulf Florida View Map
32459 Santa Rosa Beach Walton Florida View Map
32460 Sneads Jackson Florida View Map
32461 Rosemary Beach Walton Florida View Map
32462 Vernon Washington Florida View Map
32463 Wausau Washington Florida View Map
32464 Westville Holmes Florida View Map
32465 Wewahitchka Gulf Florida View Map
32466 Youngstown Bay Florida View Map
32501 Pensacola Escambia Florida View Map
32502 Pensacola Escambia Florida View Map
32503 Pensacola Escambia Florida View Map
32504 Pensacola Escambia Florida View Map
32505 Pensacola Escambia Florida View Map
32506 Pensacola Escambia Florida View Map
32507 Pensacola Escambia Florida View Map
32508 Pensacola Escambia Florida View Map
32509 Pensacola Escambia Florida View Map
32511 Pensacola Escambia Florida View Map
32512 Pensacola Escambia Florida View Map
32513 Pensacola Escambia Florida View Map
32514 Pensacola Escambia Florida View Map
32516 Pensacola Escambia Florida View Map
32520 Pensacola Escambia Florida View Map
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32560 Gonzalez Escambia Florida View Map
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32601 Gainesville Alachua Florida View Map
32602 Gainesville Alachua Florida View Map
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32608 Gainesville Alachua Florida View Map
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32610 Gainesville Alachua Florida View Map
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32901 Melbourne Brevard Florida View Map
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32903 Indialantic Brevard Florida View Map
32904 Melbourne Brevard Florida View Map
32905 Palm Bay Brevard Florida View Map
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32912 Melbourne Brevard Florida View Map
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32934 Melbourne Brevard Florida View Map
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32937 Satellite Beach Brevard Florida View Map
32940 Melbourne Brevard Florida View Map
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32948 Fellsmere Indian River Florida View Map
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32960 Vero Beach Indian River Florida View Map
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33019 Hollywood Broward Florida View Map
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33031 Homestead Miami-dade Florida View Map
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33037 Key Largo Monroe Florida View Map
33039 Homestead Miami-dade Florida View Map
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33055 Opa Locka Miami-dade Florida View Map
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33060 Pompano Beach Broward Florida View Map
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33062 Pompano Beach Broward Florida View Map
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33070 Tavernier Monroe Florida View Map
33071 Pompano Beach Broward Florida View Map
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33081 Hollywood Broward Florida View Map
33082 Pembroke Pines Broward Florida View Map
33083 Hollywood Broward Florida View Map
33084 Hollywood Broward Florida View Map
33090 Homestead Miami-dade Florida View Map
33092 Homestead Miami-dade Florida View Map
33093 Coconut Creek Broward Florida View Map
33093 Pompano Beach Broward Florida View Map
33097 Pompano Beach Broward Florida View Map
33101 Miami Miami-dade Florida View Map
33102 Miami Miami-dade Florida View Map
33107 Miami Miami-dade Florida View Map
33109 Miami Beach Miami-dade Florida View Map
33110 Miami Miami-dade Florida View Map
33111 Miami Miami-dade Florida View Map
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33116 Miami Miami-dade Florida View Map
33119 Miami Beach Miami-dade Florida View Map
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33160 North Miami Beach Miami-dade Florida View Map
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33239 Miami Beach Miami-dade Florida View Map
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33261 Miami Miami-dade Florida View Map
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33401 West Palm Beach Palm Beach Florida View Map
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33663 Tampa Hillsborough Florida View Map
33664 Tampa Hillsborough Florida View Map
33672 Tampa Hillsborough Florida View Map
33673 Tampa Hillsborough Florida View Map
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33675 Tampa Hillsborough Florida View Map
33677 Tampa Hillsborough Florida View Map
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33685 Tampa Hillsborough Florida View Map
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33688 Tampa Hillsborough Florida View Map
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33690 Tampa Hillsborough Florida View Map
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33697 Tampa Hillsborough Florida View Map
33701 Saint Petersburg Pinellas Florida View Map
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33729 Saint Petersburg Pinellas Florida View Map
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33737 Saint Petersburg Pinellas Florida View Map
33738 Saint Petersburg Pinellas Florida View Map
33740 Saint Petersburg Pinellas Florida View Map
33741 Saint Petersburg Pinellas Florida View Map
33742 Saint Petersburg Pinellas Florida View Map
33743 Saint Petersburg Pinellas Florida View Map
33744 Bay Pines Pinellas Florida View Map
33747 Saint Petersburg Pinellas Florida View Map
33755 Clearwater Pinellas Florida View Map
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33758 Clearwater Pinellas Florida View Map
33759 Clearwater Pinellas Florida View Map
33760 Clearwater Pinellas Florida View Map
33761 Clearwater Pinellas Florida View Map
33762 Clearwater Pinellas Florida View Map
33763 Clearwater Pinellas Florida View Map
33764 Clearwater Pinellas Florida View Map
33765 Clearwater Pinellas Florida View Map
33766 Clearwater Pinellas Florida View Map
33767 Clearwater Beach Pinellas Florida View Map
33769 Clearwater Pinellas Florida View Map
33770 Largo Pinellas Florida View Map
33771 Largo Pinellas Florida View Map
33772 Seminole Pinellas Florida View Map
33773 Largo Pinellas Florida View Map
33774 Largo Pinellas Florida View Map
33775 Seminole Pinellas Florida View Map
33776 Seminole Pinellas Florida View Map
33777 Seminole Pinellas Florida View Map
33778 Largo Pinellas Florida View Map
33779 Largo Pinellas Florida View Map
33780 Pinellas Park Pinellas Florida View Map
33781 Pinellas Park Pinellas Florida View Map
33782 Pinellas Park Pinellas Florida View Map
33784 Saint Petersburg Pinellas Florida View Map
33785 Indian Rocks Beach Pinellas Florida View Map
33786 Belleair Beach Pinellas Florida View Map
33801 Lakeland Polk Florida View Map
33802 Lakeland Polk Florida View Map
33803 Lakeland Polk Florida View Map
33804 Lakeland Polk Florida View Map
33805 Lakeland Polk Florida View Map
33806 Lakeland Polk Florida View Map
33807 Lakeland Polk Florida View Map
33809 Lakeland Polk Florida View Map
33810 Lakeland Polk Florida View Map
33811 Lakeland Polk Florida View Map
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33813 Lakeland Polk Florida View Map
33815 Lakeland Polk Florida View Map
33820 Alturas Polk Florida View Map
33823 Auburndale Polk Florida View Map
33825 Avon Park Highlands Florida View Map
33826 Avon Park Highlands Florida View Map
33827 Babson Park Polk Florida View Map
33830 Bartow Polk Florida View Map
33831 Bartow Polk Florida View Map
33834 Bowling Green Hardee Florida View Map
33835 Bradley Polk Florida View Map
33836 Davenport Polk Florida View Map
33837 Davenport Polk Florida View Map
33838 Dundee Polk Florida View Map
33839 Eagle Lake Polk Florida View Map
33840 Eaton Park Polk Florida View Map
33841 Fort Meade Polk Florida View Map
33843 Frostproof Polk Florida View Map
33844 Haines City Polk Florida View Map
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33846 Highland City Polk Florida View Map
33847 Homeland Polk Florida View Map
33848 Intercession City Osceola Florida View Map
33849 Kathleen Polk Florida View Map
33850 Lake Alfred Polk Florida View Map
33851 Lake Hamilton Polk Florida View Map
33852 Lake Placid Highlands Florida View Map
33853 Lake Wales Polk Florida View Map
33854 Fedhaven Polk Florida View Map
33855 Indian Lake Estates Polk Florida View Map
33856 Nalcrest Polk Florida View Map
33857 Lorida Highlands Florida View Map
33858 Loughman Polk Florida View Map
33859 Lake Wales Polk Florida View Map
33860 Mulberry Polk Florida View Map
33862 Lake Placid Highlands Florida View Map
33863 Nichols Polk Florida View Map
33865 Ona Hardee Florida View Map
33867 River Ranch Polk Florida View Map
33868 Polk City Polk Florida View Map
33870 Sebring Highlands Florida View Map
33871 Sebring Highlands Florida View Map
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33873 Wauchula Hardee Florida View Map
33875 Sebring Highlands Florida View Map
33876 Sebring Highlands Florida View Map
33877 Waverly Polk Florida View Map
33880 Winter Haven Polk Florida View Map
33881 Winter Haven Polk Florida View Map
33882 Winter Haven Polk Florida View Map
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33885 Winter Haven Polk Florida View Map
33888 Winter Haven Polk Florida View Map
33890 Zolfo Springs Hardee Florida View Map
33896 Davenport Polk Florida View Map
33897 Davenport Polk Florida View Map
33898 Lake Wales Polk Florida View Map
33901 Fort Myers Lee Florida View Map
33902 Fort Myers Lee Florida View Map
33903 North Fort Myers Lee Florida View Map
33904 Cape Coral Lee Florida View Map
33905 Fort Myers Lee Florida View Map
33906 Fort Myers Lee Florida View Map
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33908 Fort Myers Lee Florida View Map
33909 Cape Coral Lee Florida View Map
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33911 Fort Myers Lee Florida View Map
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33914 Cape Coral Lee Florida View Map
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33916 Fort Myers Lee Florida View Map
33917 North Fort Myers Lee Florida View Map
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33919 Fort Myers Lee Florida View Map
33920 Alva Lee Florida View Map
33921 Boca Grande Lee Florida View Map
33922 Bokeelia Lee Florida View Map
33924 Captiva Lee Florida View Map
33927 El Jobean Charlotte Florida View Map
33928 Estero Lee Florida View Map
33930 Felda Hendry Florida View Map
33931 Fort Myers Beach Lee Florida View Map
33932 Fort Myers Beach Lee Florida View Map
33935 Labelle Hendry Florida View Map
33936 Lehigh Acres Lee Florida View Map
33938 Murdock Charlotte Florida View Map
33944 Palmdale Glades Florida View Map
33945 Pineland Lee Florida View Map
33946 Placida Charlotte Florida View Map
33947 Rotonda West Charlotte Florida View Map
33948 Port Charlotte Charlotte Florida View Map
33949 Port Charlotte Charlotte Florida View Map
33950 Punta Gorda Charlotte Florida View Map
33951 Punta Gorda Charlotte Florida View Map
33952 Port Charlotte Charlotte Florida View Map
33953 Port Charlotte Charlotte Florida View Map
33954 Port Charlotte Charlotte Florida View Map
33955 Punta Gorda Charlotte Florida View Map
33956 Saint James City Lee Florida View Map
33957 Sanibel Lee Florida View Map
33960 Venus Highlands Florida View Map
33965 Fort Myers Lee Florida View Map
33966 Fort Myers Lee Florida View Map
33967 Fort Myers Lee Florida View Map
33970 Lehigh Acres Lee Florida View Map
33971 Lehigh Acres Lee Florida View Map
33972 Lehigh Acres Lee Florida View Map
33975 Labelle Hendry Florida View Map
33980 Port Charlotte Charlotte Florida View Map
33981 Port Charlotte Charlotte Florida View Map
33982 Punta Gorda Charlotte Florida View Map
33983 Punta Gorda Charlotte Florida View Map
33990 Cape Coral Lee Florida View Map
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33994 Fort Myers Lee Florida View Map
34101 Naples Collier Florida View Map
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34106 Naples Collier Florida View Map
34107 Vanderbilt Beach Collier Florida View Map
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34120 Naples Collier Florida View Map
34133 Bonita Springs Lee Florida View Map
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34137 Copeland Collier Florida View Map
34138 Chokoloskee Collier Florida View Map
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34140 Goodland Collier Florida View Map
34141 Ochopee Miami-dade Florida View Map
34142 Immokalee Collier Florida View Map
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34145 Marco Island Collier Florida View Map
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34201 Bradenton Manatee Florida View Map
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34215 Cortez Manatee Florida View Map
34216 Anna Maria Manatee Florida View Map
34217 Bradenton Beach Manatee Florida View Map
34218 Holmes Beach Manatee Florida View Map
34219 Parrish Manatee Florida View Map
34220 Palmetto Manatee Florida View Map
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34222 Ellenton Manatee Florida View Map
34223 Englewood Sarasota Florida View Map
34224 Englewood Charlotte Florida View Map
34228 Longboat Key Manatee Florida View Map
34229 Osprey Sarasota Florida View Map
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34250 Terra Ceia Manatee Florida View Map
34251 Myakka City Manatee Florida View Map
34260 Sarasota Manatee Florida View Map
34264 Oneco Manatee Florida View Map
34265 Arcadia De Soto Florida View Map
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34267 Fort Ogden De Soto Florida View Map
34268 Nocatee De Soto Florida View Map
34269 Arcadia De Soto Florida View Map
34270 Tallevast Manatee Florida View Map
34272 Laurel Sarasota Florida View Map
34274 Nokomis Sarasota Florida View Map
34275 Nokomis Sarasota Florida View Map
34276 Sarasota Sarasota Florida View Map
34277 Sarasota Sarasota Florida View Map
34278 Sarasota Sarasota Florida View Map
34280 Bradenton Manatee Florida View Map
34281 Bradenton Manatee Florida View Map
34282 Bradenton Manatee Florida View Map
34284 Venice Sarasota Florida View Map
34285 Venice Sarasota Florida View Map
34286 North Port Sarasota Florida View Map
34287 North Port Sarasota Florida View Map
34288 North Port Sarasota Florida View Map
34289 North Port Sarasota Florida View Map
34292 Venice Sarasota Florida View Map
34293 Venice Sarasota Florida View Map
34295 Englewood Sarasota Florida View Map
34420 Belleview Marion Florida View Map
34421 Belleview Marion Florida View Map
34423 Crystal River Citrus Florida View Map
34428 Crystal River Citrus Florida View Map
34429 Crystal River Citrus Florida View Map
34430 Dunnellon Marion Florida View Map
34431 Dunnellon Marion Florida View Map
34432 Dunnellon Marion Florida View Map
34433 Dunnellon Citrus Florida View Map
34434 Dunnellon Citrus Florida View Map
34436 Floral City Citrus Florida View Map
34442 Hernando Citrus Florida View Map
34445 Holder Citrus Florida View Map
34446 Homosassa Citrus Florida View Map
34447 Homosassa Springs Citrus Florida View Map
34448 Homosassa Citrus Florida View Map
34449 Inglis Levy Florida View Map
34450 Inverness Citrus Florida View Map
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34452 Inverness Citrus Florida View Map
34453 Inverness Citrus Florida View Map
34460 Lecanto Citrus Florida View Map
34461 Lecanto Citrus Florida View Map
34464 Beverly Hills Citrus Florida View Map
34465 Beverly Hills Citrus Florida View Map
34470 Ocala Marion Florida View Map
34471 Ocala Marion Florida View Map
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34475 Ocala Marion Florida View Map
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34484 Oxford Sumter Florida View Map
34487 Homosassa Citrus Florida View Map
34488 Silver Springs Marion Florida View Map
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34491 Summerfield Marion Florida View Map
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34498 Yankeetown Levy Florida View Map
34601 Brooksville Hernando Florida View Map
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34606 Spring Hill Hernando Florida View Map
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34609 Spring Hill Hernando Florida View Map
34610 Spring Hill Pasco Florida View Map
34611 Spring Hill Hernando Florida View Map
34613 Brooksville Hernando Florida View Map
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34636 Istachatta Hernando Florida View Map
34637 Land O Lakes Pasco Florida View Map
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34639 Land O Lakes Pasco Florida View Map
34652 New Port Richey Pasco Florida View Map
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34660 Ozona Pinellas Florida View Map
34661 Nobleton Hernando Florida View Map
34667 Hudson Pasco Florida View Map
34668 Port Richey Pasco Florida View Map
34669 Hudson Pasco Florida View Map
34673 Port Richey Pasco Florida View Map
34674 Hudson Pasco Florida View Map
34677 Oldsmar Pinellas Florida View Map
34679 Aripeka Pasco Florida View Map
34680 Elfers Pasco Florida View Map
34681 Crystal Beach Pinellas Florida View Map
34682 Palm Harbor Pinellas Florida View Map
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34685 Palm Harbor Pinellas Florida View Map
34688 Tarpon Springs Pinellas Florida View Map
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34690 Holiday Pasco Florida View Map
34691 Holiday Pasco Florida View Map
34692 Holiday Pasco Florida View Map
34695 Safety Harbor Pinellas Florida View Map
34697 Dunedin Pinellas Florida View Map
34698 Dunedin Pinellas Florida View Map
34705 Astatula Lake Florida View Map
34711 Clermont Lake Florida View Map
34712 Clermont Lake Florida View Map
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34714 Clermont Lake Florida View Map
34715 Clermont Lake Florida View Map
34729 Ferndale Lake Florida View Map
34731 Fruitland Park Lake Florida View Map
34734 Gotha Orange Florida View Map
34736 Groveland Lake Florida View Map
34737 Howey In The Hills Lake Florida View Map
34739 Kenansville Osceola Florida View Map
34740 Killarney Orange Florida View Map
34741 Kissimmee Osceola Florida View Map
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34748 Leesburg Lake Florida View Map
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34753 Mascotte Lake Florida View Map
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34756 Montverde Lake Florida View Map
34758 Kissimmee Osceola Florida View Map
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34760 Oakland Orange Florida View Map
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34769 Saint Cloud Osceola Florida View Map
34770 Saint Cloud Osceola Florida View Map
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34777 Winter Garden Orange Florida View Map
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34785 Wildwood Sumter Florida View Map
34786 Windermere Orange Florida View Map
34787 Winter Garden Orange Florida View Map
34788 Leesburg Lake Florida View Map
34789 Leesburg Lake Florida View Map
34797 Yalaha Lake Florida View Map
34945 Fort Pierce Saint Lucie Florida View Map
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34952 Port Saint Lucie Saint Lucie Florida View Map
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34954 Fort Pierce Saint Lucie Florida View Map
34956 Indiantown Martin Florida View Map
34957 Jensen Beach Martin Florida View Map
34958 Jensen Beach Martin Florida View Map
34972 Okeechobee Okeechobee Florida View Map
34973 Okeechobee Okeechobee Florida View Map
34974 Okeechobee Okeechobee Florida View Map
34979 Fort Pierce Saint Lucie Florida View Map
34981 Fort Pierce Saint Lucie Florida View Map
34982 Fort Pierce Saint Lucie Florida View Map
34983 Port Saint Lucie Saint Lucie Florida View Map
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34990 Palm City Martin Florida View Map
34991 Palm City Martin Florida View Map
34992 Port Salerno Martin Florida View Map
34994 Stuart Martin Florida View Map
34995 Stuart Martin Florida View Map
34996 Stuart Martin Florida View Map
34997 Stuart Martin Florida View Map

 

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"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

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