www.Florida-Mortgage-Lenders.com 
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911loan@gmail.com

 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

PALM BEACH COUNTY FL FHA MORTGAGE LENDERS - WEST PALM BEACH FL FHA MORTGAGE LENDERS

FHA Mortgage Lenders

 PALM BEACH COUNTY FLORIDA FHA MORTGAGE LENDERS PROVIDE FOR MINIMAL DOWNPAYMENT AND CLOSING FEES:

  • Down payment only 3.5%of the purchase price. 
  • Gifts from family or Grants for down payment assistance and closing costsOK! 
  • Seller can credit buyers up to 6%of sales price towards buyers costs. 
  • No reserves or future payments in account required.
  • FHA regulated closing costs. 

PALM BEACH FLORIDA FHA MORTGAGE LOANS ARE EASIER TO QUALIFY FOR BECAUSE:

PALM BEACH COUNTY FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING

 WHAT IS FHA MORTGAGE LENDERS MINIMUM CREDIT SCORE?

The FHA mortgage applicant is not eligible for FHA-insured financing if the Minimum Credit Score  is less than 500If the Minimum FHA Mortgage Credit Score is between 500 and 579, the FHA mortgage applicant is limited to a maximum loan-to-value (LTV) of 90 percent. If the FHA Mortgage Minimum Credit Score is at or above 580 the FHA mortgage applicant is eligible for 95.6% maximum financing. FHA Mortgage Lenders must downgrade and manually underwrite a mortgage that received an Accept recommendation if only the non-occupying co-FHA mortgage applicant has a credit score.  Minimum FHA Mortgage Credit Score with non-traditional or insufficient credit histories are eligible for maximum financing, but must be manually underwritten using the procedures in Handbook 4000.1 II.A.5.

 SAME DAY  FLORIDA PRE APPROVALS!!!

• LOWERST DOWN PAYMENT OPTION 

The Federal government insures FHA mortgage lenders against losses, therefore the FHA mortgage applicants has very minimal down payment and closing cost. FHA mortgages require a minimum 3.5% financial commitment from the applicant. The loan does allow for the home seller to pay for all closing costs, up to 6% which is frequently enough to take care of almost any property sale.

• EASIEST TO QUALIFY 

Prequalifying with FHA mortgage lenders is very transparent because FHA guarantees the mortgage creditors and lending institutions make it feasible for anybody to qualify when they meet the base requirements. The primary components of qualifying are history of credit, debt to income and employment history.

• FIXED 30 YEAR RATES WITH NO PREPAYMENT PENALTIES 

One of the big advantages of using a  Florida FHA mortgage lenders  is the benefit of having a fixed 30 year interest rate. In comparison to other regular loans in which the loan interest rates change, the rate remains the same for the total length of the loan. This timeframe is typically for 30 years. 

• NO RESERVES ARE REQUIRED

 In contrast to most conventional home loan programs, Florida FHA mortgage lenders have NO minimum reserve requirements meaning no future payments are required to be in your bank account at closing. 

 

PALM BEACH COUNTY Palm Beach Florida FHA MORTGAGE BULLETS:

  • PALM BEACH COUNTY FHA MORTGAGE LOANS ARE EASY TO QUALIFY & EASY TO AFFORD- The Federal Housing Administration (FHA) insures FHA mortgage loans against default as a way to help first-time home buyers, as well as lower and middle income citizens. Unlike traditional mortgages, FHA loans require lower down payments and easier credit requirements to secure a loan. In fact, FHA mortgages now make up nearly a third of all new purchase mortgages in America. Get Started Now!
  • PALM BEACH COUNTY Palm Beach Florida BAD CREDIT FHA Mortgage Lenders Palm Beach FL? -That is Not a Problem- Palm Beach Florida Mortgage Lenders.com is ready to help all Palm Beach Florida residents in all saturation with their next Palm Beach Florida home purchase! Whether you're looking for a turn-key property, hoping to refinance your current Palm Beach Florida home, or purchase a fixer-upper, Palm Beach Florida Mortgage Lenders.com can help you secure an FHA mortgage loan in the in every city and county in Palm Beach Florida. With an FHA mortgage loan, you can buy a property with little money down, or cash out using equity in your current home. Don't hesitate - give us a call today to find the right FHA mortgage programs for your situation. Ready to apply now? Click the button at the bottom of the page. Our Palm Beach Florida specialists look forward to helping you secure your new home!
  • PALM BEACH COUNTY Palm Beach Florida FIRST TIME HOME BUYERS- For the last 10 years, Palm Beach Florida Mortgage Lenders.com has served Palm Beach Florida as one of the top Palm Beach Florida FHA Mortgage Lenders Palm Beach FL. We've helped residents secure Palm Beach Florida FHA loans in every city and county in Palm Beach Florida. Buying or refinancing a home can be tricky, but we are here to help. Imagine a streamlined, stress-free Palm Beach Florida mortgage approval process: that's what you get when you apply for a mortgage with us! We take pride in taking care of our clients for life.
  • PALM BEACH COUNTY Palm Beach Florida FHA MORTGAGE REQUIRMENTS AND BENEFITS- Palm Beach Florida FHA Mortgages are only available for a borrower’s Primary Residence. You cannot
  • PALM BEACH COUNTYFHA MORTGAGE FOR HOME BUYERS The fact is, there are a wide range of FHA home loans available to qualified Palm Beach Florida mortgage applicants. And the real truth is, these programs are based on a common sense approach to lending and approval is not heavily based on your credit score. Many people find this very difficult to believe, but it is in fact dictated by HUD guidelines that credit scores cannot be considered during underwriting, only credit quality instead. This gives consumers who might not otherwise have the ability to secure a low fixed interest rate mortgage ample opportunity to qualify. It is one of the biggest benefits that many FHA mortgage loans offer to people just like you.
  • PALM BEACH COUNTY Palm Beach Florida FHA STEAMLINE REFINACE- With the FHA streamline mortgage program, so long as your mortgage payments have been on time for the prior 12 months, you can inexpensively take advantage of any improvements in marketInterest Rates. Even if you had a "payment" bump in the road, you can still possibly qualify for a FHA streamline mortgage refinance with the right circumstances!
  • ABOUT Palm Beach Florida-MORTGAGE-LENDERS.COM has no affiliation with the government, including HUD or the FHA. In addition, our program is not pre-approved by the government or your lender. Your lender may not necessarily change your loan based on your acceptance of our offers.
  • PALM BEACH COUNTY Palm Beach Florida HOMEBUYERS APPLY FOR A Palm Beach Florida FHA MORTGAGE NOW!! Palm Beach Florida Mortgage requirements are always changing, and Palm Beach Florida homebuyers can count on  Palm Beach Florida Mortgage Lenders.com to provide up-to-date information support. In addition, we are one of Palm Beach Florida most active and experienced Palm Beach Florida mortgage lenders. With so many options out there, our job is to help you make the best decision for you. We make the FHA application process easy to understand and are always here to answer questions. Our website is also packed with information for you to browse. Our secure mortgage application is available online when you're ready to apply for a mortgage and we will even call you to start the process.

PALM BEACH COUNTY Palm Beach Florida ABOUT:

Palm Beach County is a county located in the state of Palm Beach Florida, directly north of Broward County. As of the 2010 census, the population was 1,320,134, making it the third-most populous county in Palm Beach Florida. The largest city and county seat is West Palm Beach. Named after one of its oldest settlements, Palm Beach, the county was established in 1909, after being split from Dade County. The county's modern-day boundaries were established in 1963. Palm Beach County is included in the Miami-Fort Lauderdale-West Palm Beach, Palm Beach Florida metropolitan area.

Pasco County is a county located in the U.S. state of Palm Beach Florida. As of the 2010 census, the population was 464,697. Its county seat is Dade City, and its largest city is New Port Richey. The county is named for Samuel Pasco.

 

 

Apply Now

Questions

911loan@gmail.com

 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO MORTGAGE

NO MIN FICO SCORE 

NO TAX RETURN PROGRAMS

550 MIN FICO

FHA/VA MORTGAGE

500 MIN FICO

CONVENTIONAL

620 MIN FICO

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change Without Notice and should not be relied on for decision making.