www.Florida-Mortgage-Lenders.com 
All Information is subject to change without notice.

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Questions

911loan@gmail.com

CLICK HERE
Reviews on Zillow
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

100% No Money Down-Clearwater Florida FHA Mortgage Lenders

100% CLEARWATER FLORIDA VA MORTGAGE LENDERS

3.5 CLEARWATER FLORIDA FHA MORTGAGE LENDERS

Florida Down Payment Assistance Mortgage Lenders

The 100% NO money down Florida mortgage loan program is designed to increase home ownership opportunities
for Florida individuals and families. DAP funds available, 3% up to 6% of the first mortgage loan amount. This 100% NO money down Florida mortgage loan program is a purchase money first lien mortgage with Down Payment Assistance is in the form of a soft second lien or a 2nd mortgage with a 5-year term, forgiven at month 61, as a 0% interest second lien. This 100% NO money down Florida mortgage loan program requires you to remain current on their first mortgage for the second mortgage to be forgiven.

100% NO MONEY DOWN CLEARWATER FLORIDA HOME BUYERS CHECKLIST

  • No requirement to  be a first time home buyer.

 

  • Must have a minimum 640 credit score

 

  •  Must have Max Debt to income of 45%.

 

  • Must meet Income Limits (up to 140% AMI)

 

  • First lien is a 30-year fixed term with full amortization

 

  • 203(b) in accordance with FHA guidelines

 

  • Primary residence 1-4 units single family is allowed.

 

  • DAP funds available, 3% to 6% of the first mortgage loan amount. 

 

  • What if I live rent free? Yes (If Borrower does not have current housing history, then 3
    months reserves (PITIA) are required)

 

100% NO MONEY DOWN FLORIDA MORTGAGE LENDERS KEY POINTS
  • Min 640 credit score is required for no money down mortgage lenders.

 

  • Must DU approved - Computer must approve you for no money down Florida mortgage lenders.

 

  • Min 640 - 659 max Debt to Income Maximum 45% for housing plus all other payments on your credit report.

 

  • NO late payments- Requires VOR or verification of rent history for most recent 12 months.

 

  • Cannot payoff debt to qualify after we pull your credit. Better to pay down debts first before applying for no money down Florida mortgage lenders.

 

  • No Delinquent taxes -  Taxes must be current .

 

  • NO NSF in the last 12 months with possible 1 exception.

 

  • Income limits apply based on county for no money down Florida mortgage lenders.

FHA Mortgage Lenders


Our Clearwater Florida Mortgage Lenders Programs Include

BAD CREDIT FLORIDA MORTGAGE LENDERS

 

 

ALL BAD CREDIT SITUATIONS WELCOME!

CLEARWATER FLORIDA FHA MORTGAGE ADVANTAGES INCLUDE:

FHA Mortgage Lenders

CLEARWATER FLORIDA VA MORTGAGE LENDERS

VA Mortgage Lenders

STATED INCOME CLEARWATER FLORIDA MORTGAGE LENDERS

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Bank Statement Only borrowers that can document their income by providing the following:

  1. Bank Statement Lenders Worksheet
  2. Bank Statement Lenders 24 Month Profit and Loss Statement Request
  3. NO TAX RETURNS NEEDED!!!

CLEARWATER FLORIDA STATED NO INCOME VERIFICATION COMMERCIAL MORTGAGE LENDERS

 NO DOC COMMERCIAL MORTGAGE LENDERS

Serving every city and a county in Florida

CLEARWATER FL Mortgage Lenders Providing:  New Home Loans, Mortgage Refinance, FHA, VA & Bad Credit Mortgage Lenders 

Whether you’re a first-time Clearwater Florida homebuyer or looking to refinance your existing mortgage in Clearwater, our competitive rates and flexible financing options can help you make the right mortgage decision.

Our goal is to provide our customers with exceptional service and best Mortgage Rates in Clearwater Florida while keeping them informed and educated throughout the process. 

 

CLEARWATER FLORIDA LOAN PROGRAMS

CLEARWATER FLORIDA FHA MORTGAGE LENDERS:

  • 1st Time Florida Home Buyers
  • Low down payments
  • Lower Interest Rates
  • Seller paid FHA mortgage closing cost up to 6%
  • Easier credit qualifying min 550 Fico!

CLEARWATER FLORIDA VA MORTGAGE LENDERS:

  • $0 Down 100% financing Options
  • Seller paid closing cost up to 4%
  • Low Rates
  • Up to $417,000 Loan Value
  • No Down Payment Options
  • Easier credit qualifying min 550 Fico!

CLEARWATER FLORIDA BAD CREDIT MORTGAGE LENDERS:

  • Bad Credit Florida Mortgage Options:
  • No Origination Fee Options
  • 30 Year Fixed
  • 20 and 15 Year Fixed
  • ARM Options

CLEARWATER FLORIDA REFINANCE MORTGAGE LENDERS

  • Is it time to refinance?
  • Refinance up to 97.75%
  • Lower your home loan payment
  • Less than perfect credit
  • Cash for any reason

 

SAME DAY CLEARWATER FLORIDA MORTGAGE APPROVALS!

SERVING ALL CLEARWATER FLORIDA

www.Florida-Mortgage-Lenders.com

 

CLEARWATER FLORIDA MORTGAGE LENDERS CITY DATA

Population in 2013: 109,703 (100% urban, 0% rural). Population change since 2000: +0.8%

Males: 52,266     (47.6%)

Females: 57,437                (52.4%)

Median resident age:     43.0 years

Florida median age:        41.5 years

Zip codes: 33755, 33759, 33761, 33763, 33764, 33765, 33767, 34695.

Clearwater Zip Code Map

Estimated median household income in 2013: $44,768 (it was $36,494 in 2000)

Clearwater:        $44,768

FL:          $46,036

Estimated per capita income in 2013: $28,684 (it was $22,786 in 2000)

Clearwater city income, earnings, and wages data

Estimated median house or condo value in 2013: $152,800 (it was $91,100 in 2000)

Clearwater:        $152,800

FL:          $153,300

Mean prices in 2013: All housing units: $195,055; Detached houses: $214,235; Townhouses or other attached units: $125,910; In 2-unit structures: $148,211; In 3-to-4-unit structures: $141,272; In 5-or-more-unit structures: $218,775; Mobile homes: $41,028

Median gross rent in 2013: $883.

Recent home sales, real estate maps, and home value estimator for zip codes: 33755, 33756, 33759, 33761, 33763, 33764, 33765, 33767.

Clearwater, FL residents, houses, and apartments details

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Apply Now

Questions

911loan@gmail.com

CLICK HERE
Reviews on Zillow
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

FHA MORTGAGE

580 MIN FICO

NO TAX RETURN PROGRAMS

600 MIN FICO

PORTFOLIO MORTGAGE

600 MIN FICO SCORE 

VA MORTGAGE

580 MIN FICO SCORE 

USDA LOANS

600 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change Without Notice and should not be relied on for decision making.