www.Florida-Mortgage-Lenders.com 
All Information is subject to change without notice.

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Questions

911loan@gmail.com

CLICK HERE
Reviews on Zillow
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

FHA Mortgage loans are the easiest type of real estate mortgage loan for Florida mortgage applicants to qualify for. The FHA mortgage guidelines for loan qualification are the easiest and most flexible of all Florida mortgage loan programs that require less than 5% down payment to purchase a Florida home.

FHA MORTGAGE BASIC LOAN REQUIRMENTS

  • Two Years of stable, pedicitable income, preferably with same employer or line or work.
  • Last two years Income should be the same or increasing.
  • Credit report should typically have less than (2) two thirty day late payments in last two years with a minimum credit score of 620 or higher or in some cases no credit score loan applicants can use alternate trade lines. 
  • Chapter 7 Bankruptcy must be at least (2)  two years old, with perfect credit since discharge.
  • Florida home Foreclosure's must be at least (3) three years old, with perfect credit since.
  • Your new Florida FHA mortgage payment should be approximately 35% of your gross (before taxes)  income.

These are some of the most basic of FHA mortgagage  requirements  for qualifying for a FHA mortgage loan.  If  you mostly answered "yes" , you probably qualify for a FHA mortgage loan to purchase a Florida home.

Apply Now

Questions

911loan@gmail.com

CLICK HERE
Reviews on Zillow
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

FHA MORTGAGE

580 MIN FICO

NO TAX RETURN PROGRAMS

600 MIN FICO

PORTFOLIO MORTGAGE

600 MIN FICO SCORE 

VA MORTGAGE

580 MIN FICO SCORE 

USDA LOANS

600 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change Without Notice and should not be relied on for decision making.