Florida-Mortgage-Lenders.com is a leading Tallahassee Florida FHA Mortgage Company. All situations welcome.
100% No Money Down-Tallahassee Florida FHA Mortgage Lenders
Florida Down Payment Assistance Mortgage Lenders
The 100% NO money down Florida mortgage loan program is designed to increase home ownership opportunities
for Florida individuals and families. DAP funds available, 3% up to 6% of the first mortgage loan amount. This 100% NO money down Florida mortgage loan program is a purchase money first lien mortgage with Down Payment Assistance is in the form of a soft second lien or a 2nd mortgage with a 5-year term, forgiven at month 61, as a 0% interest second lien. This 100% NO money down Florida mortgage loan program requires you to remain current on their first mortgage for the second mortgage to be forgiven.
100%Florida Down Payment Assistance Mortgage Lenders
- • No requirement to be a first time home buyer.
- • Must have a minimum 640 credit score.
- Must have Max Debt to income of 45%.
- • Must meet Income Limits (up to 140% AMI)
- • First lien is a 30-year fixed term with full amortization
- • 203(b) in accordance with FHA guidelines
- • Primary residence 1-4 units single family is allowed.
- • DAP funds available, 3% to 6% of the first mortgage loan amount.
- What if I live rent free? Yes (If Borrower does not have current housing history, then 3
months reserves (PITIA) are required) - Sellers must agree to pay 6% closing cost.
- Min 640 credit score is required for no money down mortgage lenders.
- Must DU approved - Computer must approve you for no money down Florida mortgage lenders.
- Min 640 - 659 max Debt to Income Maximum 45% for housing plus all other payments on your credit report.
- NO late payments- Requires VOR or verification of rent history for most recent 12 months.
- Cannot payoff debt to qualify after we pull your credit. Better to pay down debts first before applying for no money down Florida mortgage lenders.
- No Delinquent taxes - Taxes must be current .
- NO NSF in the last 12 months with possible 1 exception.
- Income limits apply based on county for no money down Florida mortgage lenders.
- Sellers must agree to pay 6% closing cost.
What is an Florida FHA Mortgage? FHA mortgages have been helping Tallahassee Florida people become homeowners since 1934. Tallahassee Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Tallahassee Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
TALLAHASSEE FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
TALLAHASSEE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Tallahassee FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
TALLAHASSEE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Tallahassee Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Tallahassee Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Tallahassee Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
TALLAHASSEE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Tallahassee Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Tallahassee Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Tallahassee Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Tallahassee Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN TALLAHASSEE FLORIDA
TALLAHASSEE FLORIDA FHA APPROVED APPRIASERS LIST
TALLAHASSEE FLORIDA:
Tallahassee is the capital of the U.S. state of Florida. It is the county seat and only incorporated municipality in Leon County, and is the 125th largest city in the United States. Tallahassee became the capital of Florida, then the Florida Territory, in 1824. In 2010, the population recorded by the U.S. Census Bureau was 181,376, and the Tallahassee metropolitan area is 375,751 as of 2014.
TALLAHASSEE FLORIDA FHA APPRIASERS:
The following list of Tallahassee Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Tallahassee Florida.
|
Name |
License/ |
Address |
|
RICHARD S CUMBIE |
FLRD1057 |
CALLOWAY AND COMPANY, INC. |
|
JIM B MARSH |
FLRD1080 |
MARSH APPRAISAL SERVICE |
|
DEBRA K MANDRUP POULSEN |
FLRD1145 |
CARLTON APPRAISAL CO. |
|
CRAIG E WILLIAMSON |
FLRD1242 |
CRAIG E. WILLISON APPRAISAL CO |
|
H R GREEN |
FLRD1340 |
2817 REBECCA DRIVE |
|
TERRILL L WHITLEY JR |
FLRD1498 |
4803 HEATHE DRIVE |
|
NANCY M TREADWAY |
FLRD1569 |
TREADWAY APPRAISAL |
|
DANIEL T SOLOMON |
FLRD2100 |
BELL, GRIFFITH & ASSOCIATES |
|
CHRISTOPHER W POPPELL |
FLRD2227 |
THE POPPELL APPRAISAL FIRM |
|
ROBERT G LANE |
FLRD2252 |
1268-F TIMBERLANE ROAD |
|
MICHAEL R WRIGHT |
FLRD2425 |
ADVANTAGE APPRAISAL INC |
|
JOHN SCHRADER |
FLRD2439 |
1302 TIMBERLAND ROAD |
|
TINA M RUCKER |
FLRD2480 |
P.O. BOX 14985 |
|
FREDRICK R CORBETT |
FLRD2587 |
FLORIDA APPRAISAL ASSOCIATES |
|
RANDY KLUCHER |
FLRD2859 |
RANDY KLUCHER |
|
DAVID B GREEN |
FLRD3033 |
GREEN APPRAISAL COMPANY |
|
JAY F SCOTT |
FLRD3088 |
777 OLD DIRT ROAD |
|
ANGELA S BUCHHOLZ |
FLRD3116 |
NORTHRIDGE APPRAISAL COMPANY |
|
ANNE L PATRONIS |
FLRD3151 |
CURETON & ASSOCIATES |
|
MARK R WHITTINGTON |
FLRD3603 |
APPRAISAL STUDIO |
|
CLIFFORD B JORDAN |
FLRD4070 |
JORDAN APPRAISAL, LLC |
|
THOMAS A ANDERSON |
FLRD4233 |
THOMAS-ANDERSON APPRAISAL & CO |
|
KEVIN H SILVER |
FLRD4320 |
PREMIER APPRAISAL |
|
DOUGLAS A COOKSEY |
FLRD4364 |
COOKSEY APPRAISALS LLC |
|
TRAVIS R LACKEY |
FLRD4830 |
8555 MARQUIS STREET |
|
CHRISTOPHER P WILSON |
FLRD501 |
ACCESS APPRAISAL GROUP, INC. |
|
KRISTY ADAMS |
FLRD5294 |
ACCURATE REAL ESTATE APPRAISAL |
|
JARED A ENFINGER |
FLRD5329 |
ADVANTAGE APPRAISAL, INC |
|
CHRISTOPHER P SLATON |
FLRD6083 |
PREMIER APPRAISAL |
|
SAMUEL A SMALLEY |
FLRD6377 |
SAMUEL A SMALLEY, LLC |
|
TARA L SMITH |
FLRD6492 |
TARA L. SMITH, APPRAISER LLC |
|
MICHELE L SCHEIDER |
FLRD6689 |
SUNSHINE STATE APPRAISAL FIRM |
|
JENNIFER C ROSENZWEIG |
FLRD6927 |
TIMBERLANE APPRAISAL ASSOC INC |
|
RANDI K BUEHNER |
FLRD6964 |
THE POPPELL APPRAISAL FIRM |
|
JASON M HART |
FLRD7028 |
CURETON-JOHNSON & ASSOC., LLC |
|
JOSEPH W DORN |
FLRD7276 |
TIMBERLANE APPRAISAL |
|
TYLER J EPSTEIN |
FLRD7280 |
2651 MILLBANK DRIVE |
|
JOHN C YAWN |
FLRD7467 |
NORTHRIDGE APPRAISAL CO., INC |
|
BRENT L MARSH |
FLRD7816 |
MARSH APPRAISAL SERVICE |
|
CRISTAL K BELL |
FLRD7985 |
PREMIER APPRAISAL |
|
BILL FARRELL |
FLRD836 |
NORTHRIDGE APPRAISAL CO. INC. |
|
JOHNNY CALLOWAY |
FLRD932 |
CALLOWAY & COMPANY |
|
ANN T MITCHELL |
FLRD936 |
THOMAS APPRAISAL&REAL ESTATE |
|
CRAIG A ROBERTSON |
FLRZ1471 |
1ST APPRAISAL GROUP, INC. |
|
CHARLES T HART III |
FLRZ1513 |
1679 METROPOLITAN CIR |
|
PAUL T CURETON |
FLRZ1827 |
CURETON & ASSOCIATES |
|
PAUL L HYATT |
FLRZ2229 |
NORTHRIDGE APPRAISAL COMPANY |
|
WAYNE R JOHNSON II |
FLRZ2407 |
2737-C SWALLOWTAIL CIRCLE NE |
|
ROBERT B CULVERHOUSE |
FLRZ2577 |
ROBERT B. CULVERHOUSE,R/E APPR |
|
VICTOR K MILLIRON |
FLRZ2587 |
MILLIRON APPRAISAL SERVICES, L |
Search criteria:
| Sorted by: | License |
| State: | FL |
| License: | |
| Last Name: | |
| First Name: | |
| City: | Tallahassee |
| Zip Code: |
Tallahassee FHA MORTGAGE / Tallahassee VA / Tallahassee Tallahassee FHA REFINANCE / Tallahassee NO CREDIT / Tallahassee BAD CREDIT / Tallahassee HARD MONEY / Tallahassee LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Tallahassee
During the 17th century several Spanish missions were established in the territory of the Apalachee to procure food and labor for the colony at St. Augustine. The largest, Mission San Luis de Apalachee, has been partially reconstructed by the state of Florida. The name "Tallahassee" is a Muskogean Indian word often translated as "old fields" or "old town", and it likely stems from the Creek (later called Seminole) Indians who migrated from Georgia and Alabama to this region in the late 18th and early 19th centuries. They found large areas of cleared land previously occupied by the Apalachee tribe. Earlier, the Mississippian Indians built mounds near Lake Jackson around AD 1200, which survive today in the Lake Jackson Archaeological State Park.
According to the United States Census Bureau the city has an area of 98.2 square miles (254.3 km2), of which, 95.7 square miles (247.9 km2) is land and 2.5 square miles (6.5 km2) (2.59%) is water.
As of 2010, there were 84,248 households, of which 11.2% were vacant. As of 2000, 21.8% of which had children under 18 living in them. 30.1% were married couples living together, 13.2% had a female householder with no husband, and 53.4% were non-families. 34.7% of all households were made up of individuals and 6.0% had someone living alone who was 65 years of age or older. The average household size was 2.17 and the average family size was 2.86.