Florida-Mortgage-Lenders.com is a leading Panama City Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Panama City Florida people become homeowners since 1934. Panama City Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Panama City Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
PANAMA CITY FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
PANAMA CITY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Panama City FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
PANAMA CITY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Panama City Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Panama City Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Panama City Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
PANAMA CITY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Panama City Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Panama City Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Panama City Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Panama City Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN PANAMA CITY FLORIDA
PANAMA CITY FLORIDA FHA APPROVED APPRIASERS LIST
PANAMA CITY FLORIDA:
Panama City is a city and the county seat of Bay County, Florida, United States. Located along U.S. Route 98, it is the largest city between Tallahassee and Pensacola. It is the more populated of two principal cities of the Panama City-Lynn Haven, Florida Metropolitan Statistical Area. As of the 2010 census, the city population was 36,484.
PANAMA CITY FLORIDA FHA APPRIASERS:
The following list of Panama City Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Panama City Florida.
Name |
License/ |
Address |
VICKI R CHANDLER |
FLRD1140 |
11 W 23RD ST BLDG D |
ROBERT L POHLMAN JR |
FLRD1269 |
ROBERT L. POHLMAN |
EUGENE H BAY JR |
FLRD1464 |
CHANDLER & ASSOCIATES, INC. |
GEORGE F SENGEL III |
FLRD1505 |
GEORGE SENGEL |
JIM KOCHEVAR |
FLRD2219 |
GILES APPRAISAL GROUP, INC |
RYAN D SANDLIN |
FLRD2301 |
P. O. BOX 328 |
LANDS CARR |
FLRD3357 |
LANDS CARR RESID.. APPR. SERV. |
HEINZ W FALKE JR JR |
FLRD4521 |
H.W. FALKE, INC. |
THOMAS J MILITTI |
FLRD5366 |
MILITTI APPRAISAL SERVICE |
ROSWITHA H KING |
FLRD5743 |
KING APPRAISAL SERVICES |
BRANT W HOLMAN |
FLRD6081 |
APPRAISAL OF REAL ESTATE, INC |
JOHN L HENTZ |
FLRD6242 |
286 FOREST PARK CIRCLE |
RHONDA J GILES |
FLRD6247 |
GILES APPRAISAL GROUP, INC. |
WENDELL E BROWNE II |
FLRD647 |
BROWNE APPRAISAL |
GERALD E MORGAN |
FLRD7101 |
MORGAN APPRAISAL |
ARTHUR C ZEDIKER II |
FLRD7330 |
915 HUNTINGDON RD |
TIMOTHY M FEENEY |
FLRD939 |
TIMOTHY M. FEENEY INC. |
GARY P WITHAM SR |
FLRZ1408 |
WITHAM APPRAISAL SERVICES |
MICHAEL A GUNN |
FLRZ1912 |
A. GUNN COMPANY |
ROBERT L BROOKS |
FLRZ2204 |
P.O. BOX 9883 |
CORY W WOODS |
FLRZ2695 |
EQUILINK APPRAISAL CO. |
AMANDA L MCDANIEL |
FLRZ3503 |
LANDSHARK VALUATION |
MICHAEL F MCDANIEL |
FLRZ3507 |
LANDSHARK VALUATION LLC |
DONALD J GILES |
FLRZ356 |
GILES APPRAISAL GROUP, INC. |
KARL WISELOGEL JR |
FLRZ565 |
16205 E. LULLWATER DRIVE |
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State: | FL |
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City: | Panama City |
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Panama City FHA MORTGAGE / Panama City VA / Panama City Panama City FHA REFINANCE / Panama City NO CREDIT / Panama City BAD CREDIT / Panama City HARD MONEY / Panama City LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Panama City
As of the census of 2010, there were 36,484 people, 14,792 households, and 8,613 families residing in the city. The population density was 1,245.2 people per square mile (481.3/km2). There were 17,438 housing units at an average density of 595.2 per square mile (230.1/km2). As of the census of 2010, The average household size was 2.28, and the average family size was 2.91.
According to the United States Census Bureau, the city limits encompass an area of 35.4 square miles (91.8 km2), of which 29.3 square miles (75.8 km2) is land and 6.2 square miles (16.0 km2), or 17.39%, is water.
In the city the population was 20.7% under the age of 18, 10.2% from 18 to 24, 25.9% from 25 to 44, 26.9% from 45 to 64, and 16.3% who were 65 years of age or older. The median age was 39.7 years. For every 100 females there were 96.3 males. For every 100 females age 18 and over, there were 95.2 males.