www.Florida-Mortgage-Lenders.com 
All Information is subject to change without notice.

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Questions

911loan@gmail.com

CLICK HERE
Reviews on Zillow
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

ALACHUA FLORIDA FHA MORTGAGE LENDERS

Florida Mortgage lenders .com provide Florida first time home buyers and current Alachua Florida home owners the ability FHA mortgage a Florida home with less than 3.5% down payment or FHA refinance a Alachua Florida home  up to 96.5% of the home value. Research Alachua Florida home loan programs which help you to buy a Alachua Florida home. Also, learn about FHA minimum credit requirements, or get pre approved today. Florida-Mortgage-Lenders.com will show you the advantages of how to qualify for an Alachua Florida FHA mortgage if you have bad credit or even no credit .

ALACHUA FLORIDA FHA MORTGAGE ADVANTAGES INCLUDE:

100% Down Payment Assistance Alachua Florida Mortgage Lenders

Florida Down Payment Assistance Mortgage Lenders

The 100% NO money down Florida mortgage loan program is designed to increase home ownership opportunities
for Florida individuals and families. DAP funds available, 3% up to 6% of the first mortgage loan amount. This 100% NO money down Florida mortgage loan program is a purchase money first lien mortgage with Down Payment Assistance is in the form of a soft second lien or a 2nd mortgage with a 5-year term, forgiven at month 61, as a 0% interest second lien. This 100% NO money down Florida mortgage loan program requires you to remain current on their first mortgage for the second mortgage to be forgiven.

100%Florida Down Payment Assistance Mortgage Lenders

  • •  No requirement to  be a first time home buyer.
  • • Must have a minimum 640 credit score.
  •  Must have Max Debt to income of 45%.
  • • Must meet Income Limits (up to 140% AMI)
  • • First lien is a 30-year fixed term with full amortization
  • • 203(b) in accordance with FHA guidelines
  • • Primary residence 1-4 units single family is allowed.
  • • DAP funds available, 3% to 6% of the first mortgage loan amount. 
  • What if I live rent free? Yes (If Borrower does not have current housing history, then 3
    months reserves (PITIA) are required)
  • Sellers must agree to pay 6% closing cost. 

 

100% NO MONEY DOWN FLORIDA MORTGAGE LENDERS KEY POINTS
  • Min 640 credit score is required for no money down mortgage lenders.
  • Must DU approved - Computer must approve you for no money down Florida mortgage lenders.
  • Min 640 - 659 max Debt to Income Maximum 45% for housing plus all other payments on your credit report.
  • NO late payments- Requires VOR or verification of rent history for most recent 12 months.
  • Cannot payoff debt to qualify after we pull your credit. Better to pay down debts first before applying for no money down Florida mortgage lenders.
  • No Delinquent taxes -  Taxes must be current .
  • NO NSF in the last 12 months with possible 1 exception.
  • Income limits apply based on county for no money down Florida mortgage lenders.
  • Sellers must agree to pay 6% closing cost. 

Bad Credit Florida Bank Statement Lenders -Bad Credit No Tax Return Mortgage Lenders! No Payments! Bad Credit Florida Cash Out Refinance

Bad Credit Home Equity Mortgage Lenders 

Bad Credit Florida Mortgage Lenders

www.Florida-Mortgage-Lenders.com

 

ALACHUA FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES: 

  • Down payment only 3.5% of the purchase price. 
  • Gifts from family or Grants for down payment assistance and closing costs OK! 
  • Seller can credit buyers up to 6% of sales price towards buyers costs. 
  • No reserves or future payments in account required.
  • FHA regulated closing costs.

ALACHUA FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN: 

ALACHUA FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING 

ALACHUA FLORIDA:         

Alachua Florida is a city in Alachua County, Florida, United States. According to the 2010 U.S. Census, Alachua Florida’s city's population was just under 10,000. Alachua city is part of the Gainesville, Florida Metropolitan Statistical Area, which was home to about 275,000 people at the 2010 census.

 

ALACHUA FLORIDA FHA APPRIASERS: 

Name License/
Expiration Date
Address
DAVID M SALOM FLRD5948
(Certified Residential)
11-30-2014
ALACHUA APPRAISAL
28602 NW CR 241
ALACHUA, FL 326150000
ALONZO V PERKINS FLRZ431
(Certified General)
11-30-2014
ALONSO PERKINS INC
9747 NW 136TH DRIVE
ALACHUA, FL 326150000



ALACHUA FHA MORTGAGE
  / ALACHUA VA / ALACHUA FHA REFINANCE / ALACHUA NO CREDIT /ALACHUA BAD CREDIT / ALACHUA HARD MONEY / ALACHUA LOAN INFO /

 

 

About the City of Alachua Florida

 

Alachua Florida  is an Indian word meaning "sink." It was how they depicted the layout of the land. Nestled beneath huge live oaks, magnolias, cedar and hickory trees the town of Alachua is steeped in Florida history dating back to the Spanish explorers who were looking for land for their cattle ranches. The DeSoto trail winds through the area and can be followed by those interested in Indian and Spanish culture. 

 

You can`t talk about the history of Alachua without mentioning the history of another settlement nearby called Newnansville. The two are entwined in early history. In the early 1800`s Alachua County was a wild land inhabited and controlled by the Seminole Indians. Indian raids were common in the area. In 1818, a settlement was established in the area now known as Newnansville. 

 

A treaty was signed in 1824 and the Seminoles were moved to a reservation further south. Early in 1826, a post office was established, roads were built, stores were set up and a settled land began to emerge. This area was then called "Dell`s Post Office" in one historical document and in another it is referred to as "Dell`s Court House". It was named for the Dell brothers who came to the Alachua area during the "Patriot War" (1812-1814). They liked the area and decided to return after the war. A land grant office just east of the present site of the city was built and offered early settlers land, provided they promised to live on the land, farm and keep the Indians off of it. It was located about a mile northeast of present day Alachua.The name "Dell`s Post Office" or "Dell`s Court House" was changed by the Territorial Legislature to "Newnansville" in honor of a Patriot War hero, Daniel Newnan and officially made the Alachua County seat. Alachua was one of the largest counties in the state at this time. The county`s land area has decreased considerably over the years. 

 

ALACHUA COUNTY FLORIDA FHA MORTGAGE LENDERS

 
 

ALACHUA COUNTY FLORIDA FHA MORTGAGE LENDERS

 

 

 

 

 

 

 

Apply Now

Questions

911loan@gmail.com

CLICK HERE
Reviews on Zillow
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

FHA MORTGAGE

580 MIN FICO

NO TAX RETURN PROGRAMS

600 MIN FICO

PORTFOLIO MORTGAGE

600 MIN FICO SCORE 

VA MORTGAGE

580 MIN FICO SCORE 

USDA LOANS

600 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change Without Notice and should not be relied on for decision making.