Florida-Mortgage-Lenders.com is a leading Taft Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Taft Florida people become homeowners since 1934. Taft Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Taft Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
TAFT FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
TAFT FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Taft FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
TAFT FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Taft Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Taft Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Taft Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
TAFT FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Taft Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Taft Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Taft Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Taft Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN TAFT FLORIDA
TAFT FLORIDA FHA APPROVED APPRIASERS LIST
TAFT FLORIDA:
Taft is a census-designated place and an unincorporated area in Orange County, Florida, United States. The population was 2,205 at the 2010 census. It is part of the Orlando–Kissimmee Metropolitan Statistical Area.
TAFT FLORIDA FHA APPRIASERS:
The following list of Taft Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Taft Florida.
|
Name |
License/ |
Address |
|
DENNIS R SLOPAK |
CTRCR.0000497 |
D. SLOPAK APPRAISALS, LLC |
|
DAPHNE J SLOPAK |
CTRCR.0001012 |
D. SLOPAK APPRAISALS, LLC |
|
DANIELLA C GELFOND |
CTRCR.0001153 |
D. SLOPAK APPRAISALS, LLC |
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About the City of Taft
According to the United States Census Bureau, the CDP has a total area of 2.7 km² (1.0 mi²), of which 2.6 km² (1.0 mi²) is land and 0.1 km² (0.04 mi²) (2.88%) is water.
There were 678 households out of which 29.4% had children under the age of 18 living with them, 42.6% were married couples living together, 17.8% had a female householder with no husband present, and 31.6% were non-families. 19.2% of all households were made up of individuals and 4.7% had someone living alone who was 65 years of age or older. The average household size was 2.86 and the average family size was 3.20.
The median income for a household in the CDP was $32,500, and the median income for a family was $32,250. Males had a median income of $25,438 versus $25,893 for females. The per capita income for the CDP was $12,331. About 14.8% of families and 14.3% of the population were below the poverty line, including 16.1% of those under age 18 and 8.4% of those age 65 or over.