Florida-Mortgage-Lenders.com is a leading Seacrest Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Seacrest Florida people become homeowners since 1934. Seacrest Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Seacrest Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
SEACREST FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Seacrest FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
SEACREST FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Seacrest Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Seacrest Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Seacrest Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
SEACREST FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Seacrest Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Seacrest Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Seacrest Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Seacrest Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN SEACREST FLORIDA
SEACREST FLORIDA FHA APPROVED APPRIASERS LIST
Seacrest and Seacrest Beach are communities along County Road 30A in the Florida Panhandle.
SEACREST FLORIDA FHA APPRIASERS:
The following list of Seacrest Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Seacrest Florida.
BRANT W HOLMAN
APPRAISAL OF REAL ESTATE, INC
KARL WISELOGEL JR
16205 E. LULLWATER DRIVE
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About the City of Seacrest
They are located at the eastern end of scenic 30A. Recreational opporutnities at the beach community include fishing, kayaking, swimming, golfing, and beachgoing. Nearby Camp Creek Lake offers hiking and bird watching in an area of coastal dune.