Florida-Mortgage-Lenders.com is a leading Santa Monica Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Santa Monica Florida people become homeowners since 1934. Santa Monica Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Santa Monica Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.

SANTA MONICA FLORIDA FHA MORTGAGE ADVANTAGES

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

 www.Florida-Mortgage-Lenders.com 

SANTA MONICA FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Santa Monica FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SANTA MONICA FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Santa Monica Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Santa Monica Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Santa Monica Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SANTA MONICA FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Santa Monica Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Santa Monica Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Santa Monica Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Santa Monica Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN SANTA MONICA FLORIDA
SANTA MONICA FLORIDA FHA APPROVED APPRIASERS LIST

SANTA MONICA FLORIDA:

Santa Monica is an unincorporated community in Bay County, Florida, United States. It is part of the Panama City–Lynn Haven–Panama City Beach Metropolitan Statistical Area. Its population is 60.

SANTA MONICA FLORIDA FHA APPRIASERS:

The following list of Santa Monica Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Santa Monica Florida.

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