Florida-Mortgage-Lenders.com is a leading Oak Ridge Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Oak Ridge Florida people become homeowners since 1934. Oak Ridge Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Oak Ridge Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
OAK RIDGE FLORIDA FHA MORTGAGE ADVANTAGES
FHA Loans for Buying a Florida Home or FHA Refinance Mortgages
www.Florida-Mortgage-Lenders.com
OAK RIDGE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Oak Ridge FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
OAK RIDGE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Oak Ridge Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Oak Ridge Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Oak Ridge Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
OAK RIDGE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Oak Ridge Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Oak Ridge Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Oak Ridge Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Oak Ridge Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN OAK RIDGE FLORIDA
OAK RIDGE FLORIDA FHA APPROVED APPRIASERS LIST
OAK RIDGE FLORIDA:
Oak Ridge is a census-designated place and unincorporated area in Orange County, Florida, United States. The population was 22,685 at the 2010 census. It is part of the Orlando–Kissimmee–Sanford, Florida Metropolitan Statistical Area.
OAK RIDGE FLORIDA FHA APPRIASERS:
The following list of Oak Ridge Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Oak Ridge Florida.
|
Name |
License/ |
Address |
|
CRESANN M HOYT |
NJ42RC00193400 |
HOYT APPRAISALS, LLC |
|
SCOTT C SUTERA |
NJ42RC00232900 |
ON SITE PROPERTY SERVICES |
|
GAIL V SMITH |
NJ42RG00116700 |
GAIL V SMITH ASSOCIATES |
|
THOMAS F WHITE |
TN518 |
TFW APPRAISAL SERVICE |
|
THAXTON H BROWN III |
TN847 |
BROWN APPRAISAL SERVICES |
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| Sorted by: | License |
| State: | FL |
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| City: | Oak Ridge |
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Oak Ridge FHA MORTGAGE / Oak Ridge VA / Oak Ridge Oak Ridge FHA REFINANCE / Oak Ridge NO CREDIT / Oak Ridge BAD CREDIT / Oak Ridge HARD MONEY / Oak Ridge LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN LIMITS
About the City of Oak Ridge
According to the United States Census Bureau, the CDP has a total area of 3.7 square miles (9.7 km2), of which 3.6 square miles (9.2 km2) is land and 0.19 square miles (0.5 km2) (4.87%) is water.
As of the census of 2000, there were 22,349 people, 7,389 households, and 5,379 families residing in the CDP. The population density was 2,074.3/km² (5,370.9/mi²). There were 7,791 housing units at an average density of 723.1/km² (1,872.3/mi²). The racial makeup of the CDP was 43.08% White, 28.44% African American, 0.41% Native American, 5.67% Asian, 0.29%Pacific Islander, 13.92% from other races, and 8.19% from two or more races. Hispanic or Latino of any race were 41.42% of the population.
There were 7,389 households out of which 41.5% had children under the age of 18 living with them, 43.0% were married couples living together, 21.4% had a female householder with no husband present, and 27.2% were non-families. 18.0% of all households were made up of individuals and 2.5% had someone living alone who was 65 years of age or older. The average household size was 3.02 and the average family size was 3.40.