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Questions

911loan@gmail.com

 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

CREDIT REQUIREMENTS Mobile top

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

5% DOWN FLORIDA JUMBO MORTGAGE LENDERS WITH 720 FICO

5 Down Jumbo Mortgage Lenders

Florida Super Florida Bad Credit Jumbo Bad credits from $500,000 to $10 million are our specialty.

Standard Conforming Bad credits vs. Florida Bad Credit Jumbo Bad credits

Fannie Mae only purchase bad credits that they deem as "conforming." There are various qualifications that a mortgage bad credit must meet to conform to the rules. The most important rule is the actual bad credit maximum bad credit amount. At the time of publication, the conforming bad credit limits were set at $424,100 for a single-family residence, and as much as $815,650 for a four-unit property. Bad credits in amounts greater than these are called "Bad Credit Jumbo bad credits," and bad credits greater than $1 million, on average, are considered "super Bad Credit Jumbo bad credits."

We offer unique Florida bad credit mortgage programs with the flexibility of lower down payments, both amortized and interest-only payment terms, and ARM or Fixed-rate Florida financing to suit nearly any situation, including bad credit and stated Florida Bad Credit Jumbo bad credits.

Standard Bad Credit Jumbo Florida Program

10% down Florida Bad Credit Jumbo purchase bad credits from $500,000 to $2.5 million (sale price up to $2.77 million).

Standard Super Florida Bad Credit Jumbo Bad credit Programs

Florida Attorney in FloridaPracticing MD, OpthalmologistDentist, CPA- One Bad credit, NO Florida mortgage insurance required. Florida Bad Credit Jumbo Florida mortgage Available in 5/1 and 7/1 ARM and 15-yr or 30-yr fixed loan options.

Super Florida Bad Credit Jumbo bank bad credit financing for Florida residential homes are available up to $20 million dollars.

We have many bad credit Mortgag eoptions to choose from, depending on your needs.

Low Down Payment Super Florida Bad Credit Jumbo Bad credits

10% down super-Florida Bad Credit Jumbo bad credits up to $2.50 million

Special programs for practicing MD / Dentist / CPA / Attorneys

15% down super Florida Bad Credit Jumbo bad credits with NO Florida mortgage insurance and NO 2nd Florida mortgage needed!

Florida Bad Credit Jumbo Lenders Down payment and Bad credit To Value Estimates

  • 5% down purchase bad credits from $500,000 - $1.25 million bad credit amounts
  • (sale price ~ $526,000 ~ $1,315,790)
  • 10% down Florida Bad Credit Jumbo purchase bad credits > $1.25 million to $1.5 million bad credit amount
  • (sale price ~ $1,389,000 ~ $1,666,666)
  • 15% down Florida Bad Credit Jumbo purchase bad credits $1.5 million to $1.75 million bad credit amount
  • (sale price ~ $1,765,880 ~ $2,058,825)
  • 20% down Florida Bad Credit Jumbo purchase bad credits > $1.75 million bad credit amount
  • (sale price ~ $2,187,625)

A "Super Florida Bad Credit Jumbo" bad credit is any bad credit greater than the Fannie Maeconforming or high-cost bad credit limit (by county). "High Cost" counties in Florida currently cap at $625,500 or less, depending on the county. We specialize in low down-payment super Florida Bad Credit Jumbo bad credits that exceed Fannie Mae / FHA bad credit limits across Florida.

Our Florida Bad Credit Jumbo bad credit products are well suited for those seeking a lower down payment, or who have less equity to refinance a current super Florida Bad Credit Jumbo bad credit. Call or inquire online for more information on any program below.

"STANDARD FLORIDA JUBMO " SUPER FLORIDA BAD CREDIT JUMBO BAD CREDIT PROGRAMS

We offer bad credit Florida home buyers down payments on Florida luxury homes as low as:

30% down on Florida home purchase and rate/term refinances ranging from $500,000 to $1.89 million (10% down over $1.50 million - $2.50 million bad credit is our "Iridium" bad credit program below); ARM or fixed-rate terms, amortized AND interest-only Florida Bad Credit Jumbo bad credits available. We offer 5 different Florida Bad Credit Jumbo bad credit options for 10% down depending on credit scores, qualified reserves, and other qualifying criteria.

15% down on home bad credit amounts up to $1.50 million with more flexible FICO credit and reserve requirements. No Florida mortgage insurance.

20% down on home purchases up to $3.0 million; ARM or fixed-rate terms, amortized AND interest-only Florida Bad Credit Jumbo bad credits available

"Iridium" One-Bad credit Super Florida Bad Credit Jumbo Financing

Unique financing for very high-income and high-asset borrowers with superior credit, asset reserves, and select qualifications.

90% financing from $1.75 million to $2.50 million

Available for purchase and refinance, including cash-out. Also available in amortized ARM / Fixed bad credit terms. Certain conditions and restrictions apply. Transactions require extended closing / contingency timelines.

MEDICAL DOCTORS (MD), OPTHALMOLOGIST, DENTISTS, ATTORNEYS and CPAs

We offer a unique super Florida Bad Credit Jumbo purchase bad credit program starting at $500,000 for licensed and practicing MD, Dentist, Attorney, and CPAs in Florida. "Practicing" means you are engaged with the general public as a practicioner as your primary income.

Bad credit amounts from $500,000 - $1.75 million

Must be a practicing Medical Doctor, Opthalmologist, Dentist / Oral Surgeon / CPA, or Attorney to qualify. (sorry - veterinarians and persons who have a "PhD" but are not practicing medical doctors and do not qualify for the Cal-Select program -- see our "Standard" Super Florida Bad Credit Jumbo Bad credit Programs instead)

Down payments starting as low as 5.00% on a $1.316 million home price, 10% down on a $1.67 million home, 15% down on a $2.060 million home, and 20% down up to a selling price of $2.50 million dollars

  • Interest-Only Florida Bad Credit Jumbo bad credits are available in 5/1, 7/1, and 10/1 ARM terms from $500,000 to $10 million. Interest-only super Florida Bad Credit Jumbo bad credits offer substantially lower monthly payments which are fixed for the first 5, 7, or 10 years and have a choice of 30 or 40-year note terms. Once the initial fixed, interest-only term expires the bad credit is recast to a fully-amortized (principal & interest) payment schedule for the remaining term of the note. A no-cost, no re-qualification option to convert the ARM bad credit to a fixed-rate bad credit term is available -- call for more information.
  • Other Florida Bad Credit Jumbo Bad credit Features
  • Interest-only Option Payments -- manage your monthly cash flow with the option of paying interest-only or fully amortized installments with 5/1, 7/1, and 10/1 terms and a free ARM-to-Fixed conversion option is available upon expiration of the initial Interest-Only, fixed term.
  • Investment property financing with Interest-only bad credit terms! This is a unique product -- very few lenders offer interest-only option payments on investment property, but we do. Maximize your monthly net rental cash-flow and enjoy fixed payments during the interest-only 5/1, 7/1, or 10/1 term, with a free ARM-to-Fixed conversion option available.
  • Free ARM to Fixed Bad credit Conversion Option -- our super Florida Bad Credit Jumbo, interest-only 30 and 40-year ARMs can be converted at the end of their initial fixed-rate, interest-only term to a long-term, fixed rate for the remaining term of the note. There's no cost, no appraisal, and no re-qualifying required!
  • Asset based bad credit programs -- for those with cash flow issues, we can utilize assets like retirement accounts and publicly traded stock to bolster qualifying income, coupled with very competitive Florida Bad Credit Jumbo bad credit terms. Available on bad credit amounts from $500,000 - $5.0M.
  • Bad Credit Bad Credit Jumbo Mortgage Lenders and Hard Money Florida Bad Credit Jumbo bad credits. We offer sub-prime and hard money financing for specific situations that just miss bank guidelines for high-end real estate in Florida markets, including owner-occupied primary and second homes as well as investment property. This type of bad credit is perfect for those with less-than-perfect credit or other issues. Conditions and restrictions apply depending on occupancy factor per Federal and CA-specific lending laws. Call for info.
  • Florida Bad Credit Jumbo Bad credits to VISA Holders ("ex-patriats") and Foreign National Home OwnersVISA holders: Up to 80% bad credit-to-Value financing to $3.0 million bad credit amount.
  • FOREIGN NATIONALS: We offer super Florida Bad Credit Jumbo bad credits to persons with just a passport seeking to purchase a second home or investment property in Florida -- call for information.
  •  BAD CREDIT FLORIDA MORTGAGE LENDERS PROGRAMS INCLUDE:

Florida Bad Credit Bank Statment Only Mortgage Lenders!

Apply Now

Questions

911loan@gmail.com

 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO MORTGAGE

NO MIN FICO SCORE 

NO TAX RETURN PROGRAMS

550 MIN FICO

FHA/VA MORTGAGE

500 MIN FICO

CONVENTIONAL

620 MIN FICO

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change Without Notice and should not be relied on for decision making.