FL BAD CREDIT PORTFOLIO MORTGAGE LENDERS

"Non-Prime / Sub-Prime”  Is Back" Let me Close your Conforming / Agency Fall Out Loans that were DENIED Due to the STRICT Guidelines since the 2008 Mortgage Lending Melt-Down!!!

***  No Prepayment Penalties on ANY Loans Except Investment with 2 Years   ***

***  All Programs Are 30 Year Fixed Product's With Investment Having 5 Year Balloon  ***

1.Non-Prime Program: (For those Borrowers that have had No Credit Issues the last 2 Years)

 24 Month Self Employed Bank Statement Program

                        (Perfect for ALL that Write-Off Everything!)

• Non-Warrantable Condos. (No longer required to be FNMA warrantable)
• Use middle FICO score of Primary Borrower.
• Cash out up to $500,000, Loan Amounts to $1 Million.
• Scores Starting at 500, 80% LTV’s as low as 580 Score and up to 50% DTI.
• 12 Month Seasoning on BK, Foreclosure, Short Sale and Deed-In-Lieu.
• Rates have Dropped as LOW AS 7.49%. 

 2.Recent Housing Event Program: (For those Borrowers that have had some Credit Issues the last 2 Years)

 1 Day out of Foreclosure, Short Sale and Deed-In-Lieu, No Seasoning.

• No Seasoning of BK if Mortgage Included, otherwise 12 Months Seasoning for Primary Residence, 2^nd Home 24 Months.
• Non-Warrantable Condos. (No longer required to be FNMA warrantable)
• Use middle FICO score of Primary Borrower.
• Cash out up to $500,000, Loan Amounts to $1 Million.
• Scores Starting at 500, 80% LTV’s as low as 580 Score and up to 50% DTI.
• Jumbo Loans, O/O, Condo’s, 2^nd Homes, Bank Statements and Non-Permanent Resident Aliens Allowed.
• Rates have Dropped as LOW AS 7.99%.

3.Investment Property Program: (Including our Foreign National Fallout Program that The Major Foreign National Companies Turn-Down, which are Many)

1 Day out of Foreclosure, Short Sale and Deed-In-Lieu, No Seasoning.

• No Seasoning of BK if Mortgage Included, otherwise 12 Months Seasoning.
• 5 properties with AOF or a total of 20 properties regardless of the Lender.
• Properties in LLC OK, Individual must be on the Note, LLC will be on Title.
• Cash out up to $500,000, Loan Amounts to $1 Million.
• Foreign National, Max 65% LTV,Scores down to 560, Funds Seasoned for 60 days, 30 days seasoning in U.S. Depository Institution, Very Few Country Restrictions,

                   No PPP +30 Fixed Rate.