Bad credit plus FHA loans in all Florida including Key Biscayne FL Miami-Dade County FL, Aventura, Florida, Coral Gables, Florida, Doral, Florida, Florida City, Florida, Hialeah Gardens, Florida, Hialeah, Florida, Homestead, Florida, Miami, Miami Beach, Florida, Miami Gardens, Florida,Miami Springs, Florida, North Bay Village, Florida, North Miami Beach, Florida, North Miami, Florida.
Key Biscayne Florida is located in Miami-Dade County, Florida and has a population of about 12,762. It is Florida's southernmost barrier island. The village has a total area of 1.4 square miles. Key Biscayne Florida bad credit mortgage programs include :FHA MORTGAGE | FHA REFINANCE | FHA NO CREDIT | BAD CREDIT | HARD MONEY | CONDOS | LIMITS
Key Biscayne applicants don't realize that FHA mortgage loans can help Miami-Dade County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Miami-Dade County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
- FHA allows higher debt ratio's than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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KEY BISCAYNE HOUSING DATA
Population in 2012: 12,762 (100% urban, 0% rural). Population change since 2000: +21.5%
Males: 6,180 (48.4%)
Females: 6,582 (51.6%)
Median resident age: 41.8 years
Florida median age: 40.3 years
Zip codes: 33149.
Estimated median household income in 2012: $114,780 (it was $86,599 in 2000)
Key Biscayne: $114,780
Estimated per capita income in 2012: $74,763
Estimated median house or condo value in 2012: $737,696 (it was $390,400 in 2000)
Key Biscayne: $737,696
Mean prices in 2011: All housing units: $815,159; Detached houses: $1,157,348; Townhouses or other attached units: $601,510; In 2-unit structures: $183,957; In 3-to-4-unit structures: $874,039; In 5-or-more-unit structures: $658,741
Median gross rent in 2012: $2,001.