Bad credit plus FHA loans in all Florida including Edgewater FL Volusia County, Daytona Beach, Daytona Beach Shores, DeBary, DeLand, Deltona. Edgewater, Holly Hill, Lake Helen, New Smyrna Beach, Oak Hill, Orange City, Ormond Beach, Port Orange, South Daytona
Edgewater situated along the Indian River is a city in Volusia County, Florida, United States. It has the population of 20,750 as of the 2010 U. S. cencus. The city is called as "The Hospitality City". The city has a total area of 22.6 square miles. Edgewater is home to numerous manufacturing facilities, business parks and industrial centers. Every year additional businesses and manufacturers have staked their claim here.
Edgewater applicants don't realize that FHA mortgage loans can help Volusia County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Volusia County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
- FHA allows higher debt ratio's than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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EDGEWATER HOUSING DATA
Population in 2012: 20,803 (97% urban, 3% rural). Population change since 2000: +11.4%
Males: 10,099 (48.5%)
Females: 10,704 (51.5%)
Median resident age: 46.7 years
Florida median age: 40.3 years
Zip codes: 32141, 33312.
Edgewater Zip Code Map
Estimated median household income in 2012: $41,335 (it was $35,852 in 2000)
Estimated per capita income in 2012: $22,694
Edgewater city income, earnings, and wages data
Estimated median house or condo value in 2012: $120,673 (it was $76,900 in 2000)
Mean prices in 2011: All housing units: $200,334; Detached houses: $212,346; Townhouses or other attached units: $148,394; In 2-unit structures: $186,743; In 3-to-4-unit structures: $126,436; In 5-or-more-unit structures: $258,619; Mobile homes: $133,153
Median gross rent in 2012: $908.