florida

There's no better way for American Beach Florida military members and veterans to finance that American Beach Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a American Beach Florida VA mortgage.

FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:

  • Minimum 550 Credit Score!
  • Seller Paid Cloing Cost up to 4%
  • Insured by the Veterans Administration
  • Seller paid closing cost up to 4% of the sale price
  • 100% Financing - No Monthly mortgage insurance.
  • VA mortgage Amounts to $417,000
  • Jumbo VA loans to $700,000
  • VA Streamlined Refinance Available
  • Funding Fee can be Financed
  • Competitive Rates
  • Easier Qualifying No Credit Score VA Mortgages OK

1STARTNOW

www.Florida-Mortgage-Lenders.com

USE THE VA MORTGAGE TO PURCHASE A AMERICAN BEACH HOME WITH $0 DOWN

Now more than ever American Beach mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many American Beach Florida first time home buyers. A VA mortgage loan is perfect for VA families and American Beach Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.

THE VA MORTGAGE IS EASIER TO QUALIFY FOR!

Because many American Beach Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, American Beach VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for American Beach Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.

ABOUT AMERICAN BEACH FLORIDA VA CITY

American Beach was founded in 1935 by Florida's first black millionaire, Abraham Lincoln Lewis, and his Afro-American Life Insurance Company. The plan was for his employees to have a place to vacation and own homes for their families by the shore. Throughout the 1930s, 1940s, and 1950s, summers at American Beach were busy with families, churches and children.

American Beach was a place where African Americans could enjoy "Recreation and Relaxation Without Humiliation". The beach included hotels, restaurants, bathhouses and nightclubs as well as homes and other businesses.

A.L. Lewis' great-granddaughter MaVynee Betsch, known to locals as the Beach Lady, returned to American Beach in 1977 to fight for its preservation. For years she planted trees along Lewis street, offered historical tours of the beach, and fought to raise public awareness of the beach and its struggle until her death September 2005. She wanted to make American Beach a monument to black Americans' determination to overcome the obstacles of the Jim Crow era. As of January 2001, American Beach is listed as a historic site by the National Register of Historic Places. 

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251