florida



 

Refinancing your mortgage with us can help you accomplish many goals, such as save you money or get cash out, while also improving your quality of life. Many homeowners choose to access the equity in their homes to receive cash for home improvements, to pay for college tuition, to buy a new car, or any other high-cost purchases, but there are a number of other benefits that refinancing can offer.

Lowering your current rate is one of the most traditional forms of the refinance transaction, and has become even more common in the recent years with historically low interest rates.

Shortening the term of a mortgage is another popular transaction. Paying off a mortgage loan in a shorter amount of time can save you several thousand dollars over the length of a loan.

Refinancing may also give you the option of lower monthly payments, so that you have more cash available. Lowering your monthly payments usually depends on your current interest rate and the amount of equity in your home.

Debt consolidation is quickly increasing in popularity as homeowners include their high-interest debt in their new loans. This approach can allow you to clear up debt while enjoying tax benefits.

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www.Florida-Mortgage-Lenders.com

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251